Scam attempt made from
+919330676694
identifying himself as IndusInd Bank agent and asking me to share sceen.
Winder how the person got access to my phone number and knew about complaint to Indusind Bank.
Please be careful.
Does IndusInd and AU debit cards provide reward points for MCC 6051?
Else PayTM for credit card bill payment using debit card can be avoided completely if reward points are required.
It is good for UPI payments.
@TechnoFino
Please remove PayTM from RBL SPDC
After a long 22 min call with RBL customer care, I was told that the
MCC for PayTM transaction is 6051
and was told there will be no reward points
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6051 - Non-Financial Institutions – Foreign Currency, effective through 19 January 2024...
@TechnoFino please explore TeamBHP (team-bhp.com) style moderation so that conversions don't deviate.
In this thread, it would be good if discussions are restricted to debit card and its usage only.
Thank you
More than the charges, I am concerned at the transaction error
(Transaction getting declined as blocked even though the card is active as per the bank)
RBL Signature+ debit card blocked with 'due to multiple invalid OTP attempts' reason despite no invalid OTP attempts
Getting the following error
All online transactions
For over two weeks now
Customer care says the card is active and online transactions are enabled with max limits.
RBL...
Has anyone got reward points on IndusInd Visa signature debit card for CC bill payment on PayTM and CRED after 15th of December?
There may have been changes.
I do not know the MCC that PayTM has reported to HDFC in this case as the customer care executive was unable to fetch this information (unlike for credit card transaction) and asked me to check with the merchant.
Here is latest list of excluded MCC for HDFC Millenia DC
Thanks for your reply.
Problem - as in Wallet load MCC is not consistent in this case and...
... in a recent conversation with IDFC First Bank rewards team, was told that PayTM now uses MCC 6051 for credit card bill payments made using debit card. This MCC doesnt accrue reward points for any...
I did two wallet load transactions using HDFC Millenia debit card
The account statement shows
PAYTM PAYMENTS S for the second one while the first one was PAYTM WALLET whereas PayTM statement (passbook) shows both as wallet load.
Has anyone faced this problem?
Also...
Has Mobikwik changed the MCC? Has anyone got RP for HDFC credit card payment using this method?
Update: Found answer here
https://www.technofino.in/community/threads/no-more-cashback-of-1-on-hdfc-platinum-debit-card-to-make-credit-card-payment-via-mobikwik.17851/
The thread is quite long and spent a lot of time going through it.
Is the following an accurate summary for IndusInd Visa signature DC (Partner/Select/Exclusive accounts)?
Points received for:
- PayTM (through bill payment)
- CRED (DC option above 50k)
No points in case of
- Mobikwik
- Cheq
-...
"The RBI circular, issued on November 20, 2014, states that banks should not take undue advantage of a customer's difficulty or inattention. Banks should inform the customers immediately if the minimum balance requirement is not being met. They should also inform customers about the penal...