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I already have neu infinity and diners privilege LTF, and I don't plan to close either of them, will HDFC allow 3rd credit card, I'm planning to take this only to make use of the golf benefits and occasional spending on swiggy.

yes, I think it is a better option if you pay with ICICI card, also there is 2k limit on neu coins that you earn, it is better you go with ICICI. Also, even if the reward rate/discount was same I would always prefer a 10% instant discount than having to redeem any points/coins.

n No, you get 5% only if you pay using the card as a payment option.

Thanks, this works

Can you share the link? I'm not able to find this in app or website

I recently got Amazon prime membership free for my diners privilege card, but right now I already have a prime membership that is yet to expire 7 months from now and I cannot see any option to extend it right now. Is there any other way for me to use this?? Also Amazon customer service was of...

also, there is no cap still, last month i got more than 800 coins for payments made with UPI.

I am not sure how to identify, but I am still using it anyways, cz if i get cashback well and good, if not still fine because it is not like I am paying anything extra.

Yes, indeed. Also you can use the neu coins earned for flight bookings, 1mg, tata cliq etc. One of the most rewarding cards.

Yes, as per their site that's how it works

It will be combined limit, you can spend upto 2 lakhs on same card if you want to.

No worries, let me know how is the reward rate for UPI transactions with your Axis card

I think it is better to set the UPI pin on phonepe, I was also facing similar issues on BHIM but was able to easily set it up on PhonePe.

There is no capping at least for the 5% you receive in the app, i have seen few people mention max coins per transaction on croma is up to 2000. Still i say it is a good deal compared to others.

But this is the tip of the iceberg, when you say issues because all the transactions done on 1mg is considered as Paytm spends and you get only 1.5% cashback. with regard to UPI not all merchants are eligible for cashback.

For me, it took almost a week to get the full limit, but I was able to easily setup the UPI from day 1.

For the month of February i got 1862 coins, this month i didn't spend much so only got 360 coins. February i was just playing, i tried to pay my tata neu card with tata neu card and made a transaction for 25000, and guess what i got cashback for that. I didn't want to abuse it like that...

I'm not sure which but there are few UPI transactions which you don't earn any rewards, i paid all credit card bills using tata neu card UPI using Bhim and Amazon pay in February for which i got 1.5% cashback but for proper UPI transactions that I made for merchants didn't fetch me anything.

First of all the lounges are so crowded, and upon that devaluation from cards. Not sure if i should be happy that less people will be there or sad that the number of times a card can be used is reduced. PS: doesn't affect me i have multiple cards that gives me enough access to all lounges

Have you tried UPI transactions, if yes do you get cashback of 1.5% for that??