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Generally, they don't issue with this variant. I have tried a lot & mentioned in this conversation too.

You will get below variant:

Why are you not checking the scheduled charges section? I can remember it's Rs 300+ . This account variant mostly can give you a Visa Platinum one & Fed Bank doesn't provide any extra offer hence such charges are unnecessary. Thanks

I have been using this type of account since 2016 so I am answering your question: 1. Debit Card Charges are too high at present, hence I cancelled my card though you will not face any obstacle as the Fed Bank system is fully integrated with Mobile OTP & Aadhar Based UPI PIN setup. 2. My own...

Can you please confirm your BOB LITE sb account type from Mobile Banking/Net Banking? I have recently opened the same account but it is showing as BOB ADVANTAGE 0 BAL ACCOUNT. Is it same one?

Hi, Recently I opened BoB Lite account. I can see my account type as BOB ADVANTAGE_0_BAL_ACCOUNT. My branch was facing issue. Seems I am little curious whether my account type is in line with BOB LITE Account or not. If anyone is having BOB LITE ACCOUNT, can you please confirm it from your...

I asked them to convert my existing one to BOB LITE one. They have various excuses to deny such product category changes. Moreover, the BOB Grievance Redressal Mechanism is as week as SBI. They mostly don't reply or are unresponsive.

Hi, Has anyone here who is having one BOB SBGEN Account still opened a BOB LITE account? I know this process will be offline. Only a branch can do it. Please share your experience, how did you open? How much was your initial deposit? Did you face any obstacles? Thank you in advance. Thanks

I faced one issue with Bandhan they didn't provide me with interest on time. After raising the complaint they credited to my account separately but how are they calculating? Can you please tell me? Thanks

Online NEFTs are free. You can do NEFT, yes it can be time-consuming. I am unaware of how to calculate the high FD interest rates by this bank. Please enlighten me.

I don't know why people can't consider Bandhan Bank. It's way better than IDFC or RBL or DBS in terms of charges or service quality. You may not get too many freebies like IDFC but this Bank charges a minimal cost. Mostly, there is no cost of Non-Maintenance of MAB, Zero SMS Alert Charge, and No...

My dad wants to open an account for UPI. He needs a zero balance SB Account. His primary choice is PSB. Seems, our experience with SBI is not good enough hence we are thinking to open an account in BOB. There is an Account variant named B3 Account which is Zero Balance account. I believe, this...

This is something like personal collections sply for PSBs

Anything else other than SBI/BOB?

Hi, I am looking for a Zero Balance SB A/C in PSB for UPI purposes. I would prefer Virtual DC over Physical One with Zero SMS Charge. I am already using an account with BOB. Hence, please suggest a different one. I heard that IOB -- Indian Overseas Bank is also offering the same. If anyone is...

My father has one account with my sister. Now she is facing a strange issue while creating an FD through OnlineSBI: Now we have investigated this issue further & found these points to be valid while booking an FD under 'E or S' mode: We have been facing these issues recently, earlier my...

was it with Bandhan Bank or any other ?

Sir this was Dhan Samriddhi FD --- https://bandhanbank.com/personal/fixed-deposits/deposits-dhan-samriddhi Interest is to be Paid on maturity. My tenure was for 2 years & it matured after 2 years (booked on 2021)

Hi, Recently my FD matured in Bandhan Bank but the Bank is not paying me interest. They closed my FD & paid me back the principal amount but interest has been pending from their side for the last few days. Today I raised a complaint against it. My question is here if I raise a complain the...

Hi, I am getting these two upgrades on my ICICI Salary Account: Please suggest which one should be beneficial for me. Thanks