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As far as I know, that facility has been discontinued for now. Last time I tried requesting for Aadhaar PIN through Post, it was never delivered. But at that time Covid of just receding after reaching its peak.

I think the real issue is that her Aadhaar Address does not match with her present address. The best thing will be to correct her Aadhaar Address first, then open a 0 balance account of any liking. If she does not have any proof of her present address, the best thing for her will be to approach...

10k

Even I thought this was the case as it is clearly written in TnC of HDFC Millennia that Smartbuy transactions will accrue only 1% cash points. But someone claimed in the TechnoFino community that he was getting 10% value back for SmartBuy transactions on Millennia Credit Card. So I made a...

Good offer. But I actually use my Supercoins to avail various OTT subscriptions for Free/Low Price. Moreover, HDFC Millennia is giving me 10% value back on Flipkart and Amazon Purchases when ordering though Smartbuy. So I am not using my Fi card on Flipkart right now.

I have recently opened a new savings account in Fi Money, and received its debit card a few days back. I have tested it on Epic games, Namecheap(transacted through Paypal), Oracle Cloud and so far, its working fine. I am really liking its 0 Forex Markup clause. It is the very reason which made...

Answer to your 1st Question: 7-8 months. Answer to your 2nd Question: 2-3 months.

Currently, maintaining only 30k-40k in my account. My excess funds are parked in Cred Mint. Only for 2-3 months(in the first half of 2021), I maintained around 4L in my account, when IDFC was giving 7% interest rate. After interest rate revision, shifted to 12% club and cred Mint, and maintained...

I know Private Banks cannot be trusted. That's why at places where giving bank account details is important(like Mutual Fund houses, stock brokerages, etc.), I give my SBI account details only, so that I do not have to depend on private banks. Thus, even I am playing with the accounts of various...

3 months back, I was thinking to close my IDFC Savings Account, but IDFC automatically upgraded my account to IDFC First Select Account. This put my decision in abeyance. I think the recent introduction of debit card charges does not cover my Select Debit card. So I am still holding on with my...

I hold a savings account in SBI, used to hold a savings account in Union Bank and my father holds current accounts in SBI and PNB. My SBI branch is located in my college campus. The branch staff has a great attitude there. One day, I sent a kid(lived in a village adjacent to our college campus...

Like normal accounts. 2 Lakhs per month with transaction limit of 4 per month. Non home branches have limit of ₹25000 per transaction.

ICICI Mine is just like a regular account, but with 0 balance. You can do your things offline too. I have that account and use it a lot for cash deposits at branch. You will be allotted your home branch based on the PIN Code you enter in the ICICI Mine application. The biggest downside of this...

My parents have their accounts in PNB. Recently from Jan 14/15 this year, PNB is asking to maintain ₹5000 in urban and metro accounts. PNB's mobile banking app is also unreliable in its current state. But my parents are satisfied with the branch service as the staff knows them and resolves their...

Is it the revamped form of quarterly SMS charges that APB used to levy? Cause I cannot see the SMS charge section on the page now.

My AMB hovered around 3 Lakhs for about 3-4 months after I opened the account. Then I started decreasing my AMB as IDFC started slashing its interest rates. Since July, I have not been maintaining more than 50k in my account. I got pre approved Select Membership after an year. I didn't apply for it.

Yes, but the advent of P2P apps like Cred Mint and 12% Club which give 9-12% interest on daily basis nudge the customer to park his excess funds into their account instead of bank account. I personally used Cred Mint initially, then shifted to 12% club since investment and withdrawal from 12%...

Like everyone else in this thread, I would also recommend IDFC 10k account if you do not visit its branches much. Its branch network is not very extensive, but its customer care experience is great. The behaviour of branch staff is also satisfactory, though not as friendly as its customer care...

Actually, I heard from YouTube videos that HDFC savings account is necessary to upgrade to Regalia card and above. That's why I was asking this question.

I have HDFC Millenia credit card with a limit of nearly 2 Lakhs without a bank account. I like this card, but I will prefer HDFC regalia due to its complementary international lounges and lower forex fees. Can I upgrade to it without having an HDFC bank account? If no, can I open HDFC Digisave...