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  1. I

    Jana Finance Bank (For easiest Rupay Select DC)

    Unlike other banks in India, JFB deducts AMC for first year separately. You are correct about the Sneaky part!
  2. I

    Jana Finance Bank (For easiest Rupay Select DC)

    I got this account opened for Amazon Prime membership through RuPay Select but in hindsight it doesn't appear to be a smart move as around Rs 1180 turned out to be the charges for debit card in the first year (Rs 590 already deducted and another Rs 590 in the next few days as per customer care...
  3. I

    HDFC Downgrade from Preferred to Standard.

    Last month, seven people I know got account downgraded from Imperia to Classic!!
  4. I

    HDFC started downgrading accounts?

    Once you start getting notifications, HDFC will eventually downgrade without notification after the downgrade. Last month, seven people whom I know personally got their account downgraded from Imperia to Classic!! Upgrade again shouldn't be difficult
  5. I

    What is Total Relationship Value in HDFC?

    Demat is no longer calculated as part of TRV in HDFC
  6. I

    IDFC debit card offer 2% cashback

    Please note the exclusions in T&C “exclusions” mean, Wallet upload transactions, Debit Card based Fund Transfer transactions, Debit Card EMI transactions and cash transactions carried on at ATM or Micro ATM i.e. cash withdrawal using Debit Card and all wallet uploads, Quasi Cash transactions...
  7. I

    Emergency Fund Account with High interest rate on SB & FD

    Between IDFC First and IndusInd SB interest (non FD) rate, IDFC First may be better as it credits interest every month
  8. I

    IndusInd Pioneer Suggestion

    If anyone has a good connect in IndusInd bank in Bengaluru, please DM the RM contact details. Thank you
  9. I

    Indusind Bank Non Mantainence Account Offer

    Please let us know which city is your branch located. Thank you
  10. I

    Indusind Bank Non Mantainence Account Offer

    Issue finally resolved : lien has been removed and non-maintenance charges are reversed Took around 2.5 months I am planning to get the account closed.
  11. I

    Indusind Bank Non Mantainence Account Offer

    It has been over a week since the escalation to RBI (CMS) and the status continues to be in 'Complaint Registered with RBI and sent to Regulated Entity' state. I have exhausted all available means of escalation and there appears to be no way to recover the non maintenance charges (of around Rs...
  12. I

    Indusind Bank Non Mantainence Account Offer

    Customer care says technical issue and for follow-up emails I get new service request number everytime. Waiting for response from RBI CMS grievance
  13. I

    Indusind Bank Non Mantainence Account Offer

    Sent and it was reversed the first time. For the second time, I keep getting a new service request number when i send reminders. Customer care is unable to help.
  14. I

    Indusind Bank Non Mantainence Account Offer

    I had opened partner account with zero MAB in June with Rs 2L initial funding. Withdrew the initial funding and I was charged around Rs 800 as non mtce charges. After complaints, was told that the offer code wasn't applied during account opening and charges were reversed. Now this month again...
  15. I

    Glitch in HDFC Bank preferred banking email

    I received an invitation and gave the consent over text message. It started showing Imperia within 12 hours.
  16. I

    Glitch in HDFC Bank preferred banking email

    I don't see a major difference between Imperia and Preferred, so I don't mind if bank decides to downgrade.
  17. I

    Glitch in HDFC Bank preferred banking email

    Yes I am able to see Imperia
  18. I

    Glitch in HDFC Bank preferred banking email

    RM clarified that it is not a glitch and account was upgraded to Imperia.
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