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  1. ayushnayyar

    HDFC Upgrade to Classic

    Quick update: I got upgraded to classic post switching my branch. Old branch experience was terrible. New branch quickly upgraded to classic, preferred account later as well. I asked my RM if it will be downgraded, and he told me it won't be downgraded.
  2. ayushnayyar

    Au Zenith+

    I applied with Amex Gold through Swype up website, they couldn’t recognise it for some reason. But instead of rejecting I was redirected to the normal flow and got Zenith+/Vetta as choices. Took the Zenith+ card, I feel the non spend benefits are really attractive for an effective fee of Rs.900...
  3. ayushnayyar

    Some Premium Salary accounts Comparision

    My company doesn’t have a tie up with any bank for salary account, I tried axis and icici since no tie up required was reported. But they weren’t able to open the salary account without the tie up.
  4. ayushnayyar

    HDFC Upgrade to Classic

    I have a savings max account with HDFC bank, and I get my salary in that account. Can I request for classic account based on salary credit? Salary is more than classic account requirement. And will it be downgraded if i don’t maintain 1lakh per month?
  5. ayushnayyar

    Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

    Here is my referral link, feel free to use this for FYF Amex cards, as well as 2000 bonus points. I would recommend the Amex Trifecta: Platinum Reserve: https://americanexpress.com/en-in/referral/aYUSHNVIUg?XLINK=MYCP (4000 bonus points) Gold Charge...
  6. ayushnayyar

    Companion Card to Platinum Reserve

    I just got a Platinum Reserve card from AMEX, but I’d like to apply for the Gold and MRCC cards as well, is there a way I can get the fee for Gold card waived off if I can get it as a companion card? Also, can the Platinum Reserve points be used for 18k/24k tier rewards? I got the Platinum...
  7. ayushnayyar

    How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

    I was able to upgrade my Amazon Pay Card to a MMT Signature Card on call with customer service. I did not apply for the Expressions card, but I did somehow get both the Platinum and Signature MMT cards, even though I asked just for the Signature.
  8. ayushnayyar

    Incorrect Inquiry by SBM Bank

    It is weird that they are making an enquiry in the waitlist stage. I didn't expect it.
  9. ayushnayyar

    Incorrect Inquiry by SBM Bank

    Is there a link between IndMoney Credit Card, BharatPe and SBM Bank?
  10. ayushnayyar

    Incorrect Inquiry by SBM Bank

    I have unsecured OneCard, never applied for Secured OneCard @007 . Also, my OneCard is powered by Federal Bank.
  11. ayushnayyar

    Incorrect Inquiry by SBM Bank

    Yes, I do use IndMoney. @dav33
  12. ayushnayyar

    Incorrect Inquiry by SBM Bank

    The enquiry is for a credit card but I don't think SBM bank issues credit cards directly in India.
  13. ayushnayyar

    Incorrect Inquiry by SBM Bank

    I have a credit enquiry from SBMBKINDIA, but I have never availed a loan/BNPL from SBM Bank. I raised a dispute on CIBIL, but they asked me to contact the bank, which I did, to no avail. What should I do now?
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