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Your score will come down in coming months. I had similar trend as yours.

I got pre-approved Tata Neu infinity LTF in Dec. HDFC salary acc holder since Aug 22. Got Millennia in Nov 22.

Can you please describe a bit more.

10k i guess.

I had to pay 74k for 2nd insurance. Bought 20k amazon vouchers from gyftr and paid balance using Cashback credit card in the same transaction...BTW i have already received 5700 cashback in my login. So doing partial payments using apay balnce trick still works for insurance payments on amazon.

Cashback card is far far more than worth it. You'll get much more benefits out of it compared to its annual fees. Go for it without any doubt. Only drawback of this card is sbi instant discount offer doesn't work and app gets blocked for 24-48 hrs if you try buying multiple amazon pay vouchers...

I have two lifetine free cards from axis bank. One is flipkart one which i got 15 months back with 24k limit (enhaced to 39k after 9 months of use). Six months back i got My zone with limit shared with flipkart card. My credit limit increase requests (with salary slips) have been denied by axis...

On Yono Gyftr, by mistake i ordered shopping voucher instead of Apay gift card. Is there any way to undo it? 😅 else I'll have to use it for my shopping orders.

Any comments?

1. Is amazon pay trick working to get 5% cashback on insurance payments made via amazon pay balance partially and remaining amount with Cashback credit card? Recently i bought a bike insurance on amazon with SBI Cashback card with partial payment via amazon pay balance to see if the trick works...

SBI cashback card was used at 080 lounge on 31st Jan

HDFC does it very often. Many of my friends got their rejection status on their CC status tracking portal and after that it went into processing stage and then got approved in the end....so plz wait and stay optimistic 😃

yes...i had posted that SS. It was a targeted offer to me back then. Now they are offering LTF to all Tata employees.

Yes...same is the case with me.

I am HDFC salary account holder with LTF Millenia card. In November, i received SMS for LTF Tata Neu infinity card...applied and received LTF card within 2 weeks. Now, they have started offering it LTF to all Tata employees. Before applying, You can check yourself on Tata Neu app if it's...

I applied for Rupay select...and received the same virtual card. Provisional limit shown to me was 1.5 Lacs but they issued card with only 60k limit. Yet to see any update on physical card.