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Hi, I just received the DCB metal add on for my spouse. When I tried to do a transaction, the OTP was sent to the primary number that’s my number. How do I change it to my spouse number?

Hi, I just missed my American Express bill payment. The due date was yesterday & I paid the bill today, which as per cred was settled instantly. Will this be reported as a late payment? Is there a way where i can request Amex not to consider this as a late payment?

All done! All set 😄

Thanks! Why can’t I link bank account to the application which as of now has my credit card linked?

I just visited IndusInd branch today and to my surprise, they were aware about the Pinnacle & Exclusive account combo :) I just opened the account and they said it will auto link with Pinnacle card and hence be 0 MAB. However, I was asked to fund the account with 2 lakh as initial funding which...

Does anyone know if Rent Payment, NPS are counted under 50k spend requirement to waive off 5k joining fees for Pinnacle card? Please help @ankur2wadhwa

Hi, how did you confirm the 5k joining fees? I’m trying to reach out to customer care since yesterday to double check on the joining fees but the support seems to be horrible, I’m being made to hold and then call gets disconnected!

@ankur2wadhwa hi, I’m in a similar situation. Can you tell me if 5k is charged to you in the first month statement and will be reversed if you spend 50k in 3 months? Or you have 3 months to spend 50k and if you don’t 5k will be charged?

@Sunil R Thanks for your help. Got the card approved:) On the fees criteria, I’m told that the fees of 5k would be reversed if I spend 50,000 within 90 Days. Hope this actually works & is not just a sales push! Does anyone here have any experience with this? And do they consider rent payment in...

@BestBanker Also, please help me understand if Amex is allowing companion card for Gold Charge; Platinum Travel & MRCC at the moment. Thanks

@BestBanker Hi, if a card is approved after completing vKYC and we apply for another card in the same month, do we need to do the vKYC again?

Hi TF community, I need your suggestion regarding the Infinia card application. My Credit limit is 7.56 lakh on DCB Metal card which is 4 moths old (upgraded from DCB Plastic) Last 4 months spending is 15 lakh plus. I don’t meet the Salary criteria but I’m close ;) Considering we are at the end...

Hi, My 2nd SBI card application is submitted and in process from last 10 days. I was asked for a limit split ratio and I can see my current card limit reduced as per the ratio I shared with their team. However, I have no update on my 2nd card. Isn’t it that they should first deliver the card...

Hi, I am holding SBI BPCL Rupay card with a limit of 3.2 lakh. I recently applied for SBI Vistara card through an agent ( call center). The application is in process from last 8 days but I’m hoping I will get the card. Today I received a call from SBI asking me to determine the Credit limit...

Thanks, CIBIL is 782 and holding cards like DCB Metal, Play Reserve :) Just received a call from Yes Agent and he kept insisting on taking Reserve or BYOD card and confidently said that I will get an upgrade to Marquee in 3 months :p I said no, and asked to call back. What do you suggest?

Hi, I checked my eligibility for Yes bank credit card on their website and after entering all the required details, I was offered Reserve FYF. I didn’t proceed. Can someone tell me if there’s a chance of someone agent following up on this & if I can tell them to issue Marquee?

It’s not an upgrade. It’s just applying for another card :)

Hi All, Since some of banks like BOB, Federal are offering few of their paid cards as LTF this month, please suggest me what are the best cards from their banks to apply for. Current Portfolio: HDFC DCB Metal FYF (annual spending milestone achieved) American Express Gold Charge American Express...

Yes, I have coral card. But that’s mapped to my primary mobile number (primary Amazon account). What do u mean by 60 sec offer?

Hi, Like many other people in this forum, I wanted to reapply for Apay card. Closed mine a year back . I got to know that they don’t reissue the card and we need to create a new Amazon account with the different mobile number in order to apply. I did that but it now shows it’s an invite only...