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  1. ULTRA-MAGNUS

    P2P from Rupay Select CC capping?

    Hello my friends, When Visa/Mastercard/Amex/DCB do not allow p2p, we still manage somehow to do that :P When Rupay does allow UPI from CC, how do banks put a cap on so obvious method of p2p? Is there a per month capping on UPI transactions? Requesting someone to share their experience about...
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    Paying HDFC CC bill using HDFC Platinum DC for 1% Cashback

    Hello all, Let's call HDFC Easyshop Platinum DC as "pDC" As we all know, HDFC biller does not allow payment of HDFC CC with pDC. Someone suggested to use paytm for CC bill payment via pDC. But then another person confirmed that Paytm does not tag credit card bill payment as utility payment so...
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    What is the trick to get better ICICI cards LTF

    I hold Amazon pay card. I wish to have another ICICI bank cred card.. preferably Sapphiro or other gemstone as LTF. I guess after getting these card in a normal way and then mentioning that - "Make it LTF or else I would close it" doesn't seem to work these days. If anyone in the past was...
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    What is the trick to get any SBI card as LTF

    I hold SBI Cashback card. Yes it is a new card and I guess I need to hold it at least for 1 year to start conversation with the bank to make it LTF. I guess mentioning that - "Make it LTF or else I would close it" doesn't seem to work these days. If anyone in the past was successful in making...
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    If we can have a column for GOLF, then why not a column for SCAMS

    I see that there are no posts in this thread. People are less interested in features like golf. They just sound good on paper and might actually be the least used facility of any credit card. If TechnoFino community can have a dedicated space for such a topic, then why not have a dedicated...
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    HDFC | Want to know what "approved in principle subject to Internal Checks" means?

    Your HDFC Bank Credit Card Application No. *** is approved in principle subject to Internal Checks. Many of you must have had received such messages. Does it actually means Approval or is there more to it? Today on speaking with a senior customer care executive at length about one of my card...
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    Not eligible for LTF Axis IOCL

    Hello, my lovely community members. One month ago, I got an Axis MyZone credit card as LTF. Now since everyone is talking about the ongoing LTF offer fo Axis IOCL card as LTF, I thought of applying for it (because if LTF then why not? ) but to my surprise, despite holding a priority salary...
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    Any LTF Rupay Select Card in town?

    I wish to add one Rupay select card (Credit or Debit) preferably credit card to my portfolio of cards. What is the best way to have one? If Credit card -> I would prefer LTF card If Debit card -> I would prefer 0 MAB + 0 Issuance fee Debit card. Any suggestions are welcomed. Thanks
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    Silent charges deducted by HDFC bank on Classic Account

    Hello my friends, I have a classic account with HDFC bank. I have enabled SMS alert options for every transaction on my account. When I manually transfer even a single Rs, I get an SMS. But when bank deducts 750+GST debit card issuance charge or IMPS transaction charge, I do not get any...
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    Anyone tried for upgrading Alumni DCB LTF -> Infinia LTF upgrade within 1 year?

    Hello, my lovely community, I was curious to know if anyone who received DCB as LTF under the Alumni offer tried to apply for upgrade to Infinia LTF as well. What was the response from grievance.redressalcc@hdfc.com on this request? Did you succeed or was there a milestone given to fulfill...
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    Alumni DCB offer actually LTF or FYF?

    Hello helpful people, Sometimes we have seen clickbait offers which say LTF (Life Time Free) but actually are FYF (First Year Free). All those who got DCB as LTF on Alumni offer, can you please confirm when the DCB you received is LTF in True sense? or just FYF? Thanks
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    Rent payment via Diners Club Black

    Hello helpful people! We all know sometimes it's hard to achieve annual/monthly milestones for super premium credit cards. In those cases, we look toward the rent payment utilization. I need help in finding the best way to use DCB for rent payments given that websites like redgiraffe /...
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