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Somebody made a Credit Card blues Song https://www.reddit.com/r/CreditCardsIndia/s/2SVzmIFNJ2

For taxpaying individuals with old regime, NPS sounds like a good option to save some taxes while being able to invest our money for retirement. But does the 'Income Tax Saving' really help in the long run? Does Investing more in NPS (as a result of tax saving) actually translate to a bigger...

TataNeu is awarding extra 50 Neucoins for BBNow orders above 250. Get sweet 62.5 neucoins. Useful for people who order milk/groceries from quick delivery apps. I've received extra coins on my last 4 orders. Tata Neu hasn't updated the tnc or sent emails, but it seems this offer has been...

HDFC has launched an open for all DC offer. Offer Open for All HDFC Bank Debit Card Exciting offers with your HDFC Bank Debit Card Starts On: 02-01-2024 Expires On: 31-01-2024 Offer Posting Date: 30-04-2024 Offer TnC...

Could there be any complications (IT related) if someone else paid my CC Bill ? Like if I've made some payments for a friend, or they owe me money and I let them pay my CC bill instead of taking money in my account.. can any issues arise later from this? Considering such payments are below 2-3...

Hi, I'm thinking about getting an ICICI card for my father and taking an add-on. Would this add-on card show up on my CIBIL? Also, from other posts, i do understand that OTP will come on Primary holder's number. Is there any workaround to this? like Email OTP? (I don't get email OTP for...

Most of us hold multiple credit cards with their Billing cycles spread across the month. This causes some stress and makes it harder to manage timely payments. Though some people use Excel or apps like CRED to track credit card bills, having the due dates spread around is still an...

HDFC Smartbuy - Gyftr has raised the Conv fees applied to Amzon Pay GV to 3.25% + GST. Leading to charges of ~38.35 rupees on a GV of 1000 INR. Earlier this charge was ~14.75 on the same transaction. The effective reward rate for Millenia is reduced to ~2.39% upon buying Amazon GV from...

Dear TFCians, My father recently had a serious incident with Indian Bank. He had submitted an application to close one of his accounts almost 1.5 years back, but the bank has not closed the acct properly. all docs, kyc were submitted but he still gets messages for balance maintenance. In Oct...

Hi, I'll be paying around 40k health insurance premium soon. The website has below options in wallets.. Can amazon pay gv balance be used in any of these wallets? are there any integrations / tricks ? I'm aware of paying insurance premium directly from amazon pay, so kindly don't suggest...

HDFC Swiggy Credit Card has been discussed for a few days on TFC as well as other communities and articles. So far, there was no confirmation on the exact features of the card except a few screenshots and rumors. Finally, the details are out! The card is an invite-only card as of now...

HDFC has launched it's own Digital Rupee app. Link to app: https://play.google.com/store/apps/details?id=org.npci.token.hdfc&hl=en_IN&gl=US Link to HDFC page: https://www.hdfcbank.com/personal/useful-links/quick-links/central-bank-digital-currency-feature Login might be restricted to people...

I took health insurance from Aditya Birla last year for my parents (eldest member 57). It's a multi-individual plan covering both parents and younger brother for 10L each. Took it since the diff wasn't much from family floater. I took it offline since I wanted my parents to be able to reach an...

I hold a Premium Salary account with HDFC.. around 4 years old. Easyshop platinum DC is free with this account. I am also eligible for upgrade to Classic Banking as per salary. Which will also have free Platinum DC (My BM asked to shift acct to a branch close to my current address and upgrade...

Hey Folks, Just found an offer from Smartbuy. Thought it might be useful so sharing it here. Complete 2 Transactions on SmartBuy in the Month of May and get Smartbuy Instant Voucher of Rs.100. Applicable if Total Spends in the month of May'23 via SmartBuy is Rs.1000 or above. Offer Valid on...

Hey folks, I was planning to buy amazon gv for upcoming insurance payment (40000). 1. Millenia has a cap of 1000 cb for 5% merchants. is this cap for Calendar Cycle or Billing Cycle? 2. What are the limits & tnc for smartbuy -> gyftr -> amazon pay gv. ( it's 6% - service fee right? ) 3...

Hey folks, I have a food card from Happay (hdfc). Need to utilize the pending balance as I don't have a lot of restaurant/online food/supermarket spends at the moment. I am okay with parking the money in paytm/amazon pay/mobikwik. I tried loading paytm and mobikwik from zomato, didn't work...

Hey folks, I need to buy AWS certifiction around 354 USD. I checked my cards and all are showing 3.5% markup fee for foreign currency. (~1000 INR fees) HDFC Millenia Credit, Debit HDFC Platinum Debit ICICI Amz pay Citi IOCl Credit, Citi Debit I think other BOB Debit Visa/Rupay cards will also...

Hi Folks, Does paytm credit card payment mcc fall under Utilities? I was planning to pay cc bill in advance using hdfc platinum debit. Does it give 1% debit card cb for utilities like mobikwik?

Hi folks, I recently started receiving automated whatsapp messages from Indusind and Axis on whatsapp for CC and Loans without having any prior relationship or applications with these banks. The weird thing is Axis is using my Name in a format (Name SO Guardian Name) that i've only ever used...