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  • Users: adi
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  1. A

    Best card for insurance payment.

    Credit cards available for insurance payment: Axis Atlas Axis Samsung infinite Hdfc Tata Neu Infinity Hdfc Regalia Gold Hdfc Millenia Idfc Select Indusind Legend Kotak Zen Au Zenith One card (federal) Icici coral/mmt sig/apay. Insurer not available on Amazon pay & Tata Neu. When i tried...
  2. A

    Idfc cc application

    Applied for idfc cc via c2c. It showed select with 300k limit, i cancelled and try again in hope to wealth but again got select with 300k limit. Vkyc done Received call regarding physical verification told him address where he has to come. But agent never came and application status was changed...
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    How to close axis cc?

    I have axis vi cc. I want to close this credit card. I have called axis customer care many times but they give same response and no resolution. Best way to get the card closed?
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    Cibil dropped by 37 points😭

    My hdfc cc bill of ₹1 generated on 22/03/2023 and last date was 10/04/2023. Minimum was also ₹1. I totally forgot to pay the bill and paid the bill on 1/05/2023. I was not aware that bank will report this as late payment. They didn't charged anything extra but 37 points gone straight away. Is...
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    Axis Magnus Gift Edge Accelerated Points.

    I have not received any accelerated points from Dec 2022. Received milestone benefits till Jan. I was not tracking tnx and points, today I thought to check if I am getting points correctly or not. Is I am only one who have not received accelerated points gift edge of dec 2022?
  6. A

    LE on IDFC Select cc.

    Current Limit on select is 63k only. What are the ways to get LE from IDFC First Bank? is it possible to get an upgrade from select to wealth? having select account but not maintaining more than 30k-40k.
  7. A

    Applied MRCC : Asking for address proof and Pan Card physical copy

    I applied MRCC on 24th Nov through refferal. it showed as partially approved after that I did VKYC and uploaded ITR acknowledgement as income proof. after that received a mail that I need to upload a income proof. so i again uploaded the acknowledgement. On 27th i contacted amex cc for status...
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    Yearly Spends Milestone on LTF HDFC CC

    Today when I checked the yearly spend milestone on my regalia LTF cc it was 40k short from 500k and was showing expired. in this community I saw a post in which expiry of yearly spends Milestone on LTF card was from Jan to Dec. my card issue month was Oct. for me anniversary year is taken...
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    HUGE Confusion (Magnus Gift Edge Capping)

    I purchased a gift voucher worth 10k which was a 10x category. So, here I get 600 edge points (for every 200₹ spent 12 edge points is offered). as the above purchase was a 10x category that means 6k edge points (600*10). conversion in air miles I get 4800 miles. that's a 48% return 🤔😳. please...
  10. A

    Axis Gift Edge Transaction Query.

    Is this transaction failed? money deducted from card, on gyftr axis gift edge portal it's not showing in failed not in success, only showing when I click all. what to do now?
  11. A

    Domestic lounge access from PP

    Which all cards offers pp domestic lounge access free of cost?
  12. A

    Credit Card Annual Spend

    How to Track Annual Spends in Credit Cards for milestone benefits and fee reversal? I want to know about HDFC, ICICI, AXIS banks Credit Cards. If there is any way to check please let me know coz it's very difficult to Track as I hold more than 10+ cards🥺🥲
  13. A

    Add-on Credit Cards

    How to apply for Axis magnus Add-on Credit Card? How many add-on cards are possible? Pros and Cons of add-on card? How to load Paytm fasttag through cc? and will this transaction be counted in magnus milestone?
  14. A

    is there any chance of getting DINERS CLUB BLACK?

    I'm using regalia from last 3 years. Limit: 490k I applied axis magnus but it was rejected. so i am thinking to upgrade regalia to DCB. is there any possibility? last 6 months spends is 300k approx
  15. A

    How To Convert ICICI Credit Card LTF?

    I hold ICICI CORAL and ICICI HPCL CC. I want to convert both as LTF or else I'm going to close both. I tried over call but they denied. To who should I send a mail? and what to mail so that they convert to LTF?
  16. A

    reward capping on regalia cc

    2K daily rewards capping and 4k monthly is only for smartbuy portal spends right?
  17. A

    How do I plan a family international trip.

    4 pax Visited Dubai till now. How to decide where to go next? Accordingly I will start accumulating air miles?
  18. A

    Axis Magnus vs Axis Vistara Infinite

    Which one to choose? Best Way to apply (online/offline) cibil 780+ Regalia (limit 490k) am I eligible?
  19. A

    My CC Portfolio (Need Advice)

    CC Portfolio: HDFC MILLENNIA (LTF) ICICI PLATINUM ICICI HPCL ICICI CORAL ICICI AMAZON (LTF) ICICI MMT PLATINUM (LTF) ICICI MMT SIGNATURE (LTF) ONE CARD (LTF) Which card should I add next? (axis/sbi) and which cards to close from above? My yearly Avg. spends 400k ( including travel expenses of...
  20. A

    please suggest best axis cc for me

    I am having HDFC Regalia (limit 490k) and I want to apply for axis cc spending approx 500-600k/year. which is the best card I should apply for and what are the chances for approval.
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