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Called on Sunday for retention offer and got the points today, so yeah it's still working. Even transferred those points to avail 5:4 ratio. But I have one question, what will happen if i close my card now ?

In the same boat :(

Tried discussing with level 1 support and they said that report to CIBIL goes systematically, and they can't do anything about it. Any idea how to connect to level 2/3 support?

Yeah it's a manageable number, just plain oversight from my side. I am not able to reach any of their customer service apart from bot replies on support email. This happened this month only, 2nd June was due date and I paid bill on 6th June.

around 8

Tried reaching out to them multiple times over email, they have a standard bot reply that late payment charges levied are genuine. Fed up of explaining them that I am more than happy to pay the charges just don't report delayed payment to CIBIL. Any other trick to reach out to them?

Yeah This was also my strategy, This time when the bill was generated, somehow my payment failed and then I got busy in some work. And forgot about it until 4 days after due date :(

Hey guys, I have multiple credit cards and the thing with AU card is it's not linked to cred thus no reminders. I rarely use it and just used it once for a swiggy discount and bill of Rs480 Somehow I forgot to pay the bill and paid it with a delay of 5 days, They charged Rs100 as late payment...

I want to book a flight from Delhi to Leh on around 9th June. Checked Vistara but no award flights available. Can someone suggest a better way to use my ER points to avail this flight for free?

How to raise request to premium experience? Is there any particular email ID to start a complaint thread or support from app itself?

The updated terms and conditions said that we won't be receiving ER points for rent payments from 5th march. I did a rental payment of Rs 45000 on 1st of March. Just checked today I have received points for a transaction on 4th march but no points for rental payment on 1st of March. Did it get...

My first Credit card was HDFC Freedom, something they gave when I opened my salary account. It had a meagre limit of Rs. 20000 which was less than my internship salary. I still have that card after a couple of upgrades as HDFC Regalia, don't use it much apart from discounts on mobiles etc but...

Exactly, Its p2p lending. What's the point of earning 12% if there is even a slight chance of your capital itself eroding.

Same for me as well

I checked on ER portal and last credited rewards are on 5th January and that too for 3rd January transaction. Has anyone else got any points after that?

Payzapp is used to pay rent via RedGiraffe who charges 0.39% + GST

I signed up for payzapp beta 5 days ago, still shows that my number is in waitlist :/

Are you able to link your magnus to payzapp? For me it kept failing saying "Transaction declined due to security reason" and axis bank support said that payzapp merchant is not sending them CVV and thus they are not able to verify the transaction.

I think they are counted towards milestone and freecharge charges 1.15% + GST. No other charges by bank

1st one went through smoothly from freecharge although took 24 hours to credit, but second one kept failing on freecharge so had to go through nobroker. 2nd was settled in 1.5 hours