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I've total 6 credit cards from 5 different banks and 1 corporate credit card. I wanted to go for an axis bank myzone credit card because I don't have any axis bank credit card. right now my cibil is 771 and experian 835 and I don't have any other active loan. Should I apply for this credit card...

I'm having one SBI SimplySave credit card with good credit limit. I want to get the new SBI Cashback credit card. i spoke to customer care and the denied for the upgrade. and i don't want to pay annual fee twice please help me what should i do. I was thinking to Apply for Cashback credit card...