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It also depends on the particular branch's customer base. If the branch has lots of HNI/UHNI accounts, you are a nobody to them even with that kind of NRV. You need to take the initiative and push them to get things done. Best option is to transfer to a newly opened branch.

Actually he is a very clueless entity

Here you go for quick reference Payment Gateway Charges - Federal Bank Mode of Payment Transaction Charges (INR) Net Banking Convenience Fee HDFC Bank – INR 12* ICICI Bank – INR 9* SBI Bank – INR 7* Axis Bank – INR 7* Other Banks (incl. Federal Bank) – INR 5* Debit Card (Other Bank)...

Yes, you can deposit the small denominations in bank. People outside can deny accepting it. Its illegal, but what can you do? Fight on street or file a case? If someone denies a slightly torn note, I tell them "if I throw this note here you will be the first one to grab it". Its a practical...

Take your box to any bank branch's teller thats less crowded. They are bound by RBI's policy to exchange them with better notes (not necessarily brand new notes). At most teller will tell to come back another day and collect better notes because they will need time to decide the total value...

Does your company have tie up with any other bank? If so, tell the branch manager that you will shift your privileged salary account to other bank if he doesn't manage to provide you a credit card.

Damn, again my coins will just die their own death.

If you do a monthly SIP for the same amount, it will take zero minutes of your time in a month and fetch you X times ROI

Does it allow loading in Swiggy wallet? It can then be used in Instamart as well.

Use ICICI Amazon CC for 1% cashback plus additional 1% when you repay using HDFC Platinum DC There is also IDFC Wealth CC for 2.2% plus additional 1% when you repay using HDFC Platinum DC, but not 100% sure if this 2.2% applies for educational payments

All the banks that are listed in HDFC Bill Pay offer 1% cashback upto Rs.750 per calendar month when paid with HDFC Platinum DC When you are at the payment step in incometax website, they display the link for the table of payment gateways and their corresponding charges. I think currently HDFC...

Try to find out by asking the reason for your most recent rejection to Axis ombudsman, and if he replies "rejected due to internal policy", then complain to RBI. You will get to know the actual reason. Credit card agents are location specific (except Indusind that I know). They can apply for...

Bookmyshow has this current offer "Get flat Rs.250 off with Platinum & Select SBI Rupay Debit Card" https://in.bookmyshow.com/offers/rupay-sbi-debit-card-offer/SBIDC0823 And then it says My SBI Rupay Platinum DC is not among these bins, hence not eligible. Which card bins are these?

I think their definition of LT here is "life time of the salary account"

Does Wealth CC give the same 2.2% with insurance premiums payments too? @knowbie

While calling customer care, what do I need to provide them in the case when its not the most recent transaction? The transaction number?

What kind of OCDs and how did you overcome them?

HDFC Help ke baare mein thoda roshni daale

The cards remain LTF till you hold the salary account in Axis. Once out of salary account, the cards become paid.

Nothing, except black background in Cheque book and iMobile app and the MC debit card. Rest everything is same as other accounts. Same clueless, untrained, good-for-nothing fresher employees as RMs. Same offers in the offers section. Same call center. Just time pass UI change.