Can a bank charge interest for payments made within the grace period? I had a due of 2.35L on 11th March, but I made a payment of 89k on 12th March and the rest on 13th March, well within the three-day grace period. However, the bank still charged me 15.5k + GST for this delay. Is this correct...
Seeking advice from the community! The ITC Culinaire membership usually requires 25k points, but there's a current offer for 21k points. Wondering if it's a good deal or if I should wait for a potential 17-18k green points offer. Any experiences or thoughts to share?
Thanks
Hi,
I applied for a Kotak Credit Card on October 31st, and after two days, the bank rejected my application without explaining why. When I emailed them, they said my application was rejected because I didn't complete the full KYC, but the bank didn't send any link or call me to complete it...
Hello Everyone,
I've got a question and could use some advice. I'm about to pay a hefty insurance amount of 1 lakh, and I'm trying to figure out which credit card from my collection would give me the best benefits for this payment.
Here are the credit cards I currently have:
HDFC Diners...
I have a quick question, 🤔💬 Can anyone here share their experience with redeeming Hilton Honors points for dining and brunch bills at Hilton properties? 🍽️☕ I am wondering if they can be used to cover those delicious meals we enjoy at Hilton's restaurants.
And if it is possible, does anyone...
Hey all,
Have you experienced a failed Edge Rewards to KrisFlyer transfer with Axis Bank? Wondering how long it took for them to refund your points? Transaction failed, points debited, and they're saying 15-20 days. Anyone else dealt with this? Share your timeline, please!
Thanks
Hello,
I have a question. Can my friend use my Samsung credit card on his account to buy a tab, and if he does, will I still receive the cashback? Or do I need to place the order from my account to be eligible for the cashback? Please let me know. Thank you!
Hello,
I have a pending LIC premium payment, and I haven't used Amazon for payments before. Could you please assist me in maximizing my reward points using the Magnus card?
Do I need to purchase Amazon Pay or an Amazon Shopping voucher to make the premium payment and earn reward points...
Any international transaction on Samsung infinite gives 15 points per 100rs.
if you have magnus then transfer ratio is 5:4 for airlines i.e 12 airmiles per 100rs.
Transaction charges 3.5% + 18 GST comes around 4%. For 100Rs transaction 4Rs will be charged.
I mostly value per airmile as...
I redeemed my points for dominos voucher worth 1000 but i received the man company voucher.
after placing a complaint they denied any technical issues. I warned them that i will place this on forums, they instantly blocked my account.
Cibil isn't letting me see my Cibil score and is forcing me to fill out details for personalised offers. I am a paid member of Cibil, yet they aren't letting me see my Cibil score. Anyone facing a similar issue?
I made a payment of 75k to my amex credit card via bill pay on 15th March. But my points are showing as 0. Does anyone know when I will get the points or am I doing it in the wrong way?
ps: my debit is yet to be activated from ATM.
Hi,
I just transferred 1L points from Edge to Vistara. but after sometime I got message that only 75428 points are transferred instead of 1L.
How is that possible? now I cannot make second transfer as I wont get 30% bonus points on second transfer also.
Did anyone faced similar issue?
TIA
Hi,
as per RBI rules banks has to give reasons for declining card application request.
does the same applies to card upgrade request as well?
please share your valuable information.
TIA