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Hi everyone, I have recently sold a few shares from one of my previous companies. Merchant: E* trade from Morgan Stanley Amount: about $12k Receiving bank: HDFC Wire transfer charges: $25 While doing wire transfer, if I select the option to transfer in INR, I see a prompt stating that...

I have been looking for a coupon in gyftr(smartbuy HDFC) for the past week, but the coupon is exhausted. Is there a fixed time when coupons are available again in gyftr? I need the coupon urgently, but not sure if it'll be replenished in 1-2 days. If not, I have to make the purchase without the...

Hi everyone, I am in the process of buying an under construction 3BHK flat on loan. The total size of the flat is 1800 sq ft. and the possession date is Dec 2025. Need your help in coming out with a plan to manage finances such that I can save enough for interior decoration on possessing the...

There are a few threads already on this topic, but I am not sure of any app that caters to my needs. Most of them are either available on Android or available on iOS with a subscription. My needs are simple 1. Ability to enter an expense(manually, no automation stuff like reading SMS or bank...

Hi, I'm applying for a home loan presently. The salesperson mentioned something about no capital gains tax if the amount after selling the shares is invested in home loan. Is this true? Is anyone aware of this and/or done this in the past?

Hi, I am unable to redeem points while booking flight through Smartbuy. The domestic and international transactions options are enabled. Is this common? What should I do?

Hi, I am looking at the January statement of my card, and I find that many transactions don't have points associated with them. I am aware that insurance, rent etc don't gain points, but these transactions are from groceries, sweet shops and the like. Can anyone please guess why no points were...

Just 2 days to go for 2023. Creating this post as a sort of investment checklist to push any essential item worth purchase in these 2 days, owing to the major CC devaluation since Jan1, 2023. I have 2 items in mind: Pay rent for 2 months Invest ₹50,000/- in NPS Please feel free to add any...

The HDFC website says "5 points for every 150 spent" using the HDFC Infinia credit card. This means we get 5 points when we spend ₹150(@3.3% rate). But this also means we get 5 points when we spend ₹299(1.6% rate). So, isn't it misleading when someone writes Infinia has a base reward rate of...

Hi, I paid previous month's rent via nobroker. The platform used was Payzapp and card used in Payzapp was Infinia. I checked the points summary for the previous month and found no points earned for rent payment. Will I get the points at a later cycle or will I get 0 points since the payment...

How much time does it take to activate a voucher bought from HDFC smartbuy, from the time of purchase? Say, I am shopping in Shopper's Stop and my total bill comes out to be ₹2957/-. To maximize savings/reward points, I would probably buy a Shopper's Stop voucher from SmartBuy worth ₹2500/- and...

Hi everyone, Do we have a list of merchants with their corresponding surcharges on wallet loads via credit cards? If not, can we create one? Just the basic ones like Paytm, Amazon, Phonepe etc will do

I'm a beginner and want to select a platform for investing into mutual funds and stick to it. I want to try PhonePe but wanted to seek other opinions on this. [1] If I start investing via PhonePe for say, 7 years, post which PhonePe product is taken off market, where will my units go? Can I use...

Hi everyone, Hope you guys are doing good. I recently got a job with a net salary of ~2.8L per month. Needed advice for the card that I should have in portfolio. Currently, I have the following active credit cards: 1. Icici Coral 2. Icici Rubyx 3. Amazon Pay Icici Amazon Pay Icici is my...