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Recently my axis my zone credit card was approved, after approval I came to know that axis IOCL is also being given LTF. In my area, swiggy, Zomato are not available,so I want axis IOCL because it would be more useful than myzone. My question is if I raise a query to upgrade my LTF myzone to...

I want to apply for the SBI credit card,as I already have different credit card..I wanna SBI credit card which should be cheap and lowest spend based waiver, Should be applicable on discounts as well.. experts suggest plz..