AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.
Last 4th month No CIBIL inquiry
CIBIL 778
Approved AmEx Credit limit - 2,97,000
CIBIL - 776 . No late payment.
I have other banks credit cards .
# what is the parameters ?
# 1st applied was done, got rejected (asking for income proof) .
10 month old account. July to December maintenance 25000-30,000.1 lakh was doing maintenance since January,
*platinum instant FD (age 8 month) card was closed in February 2023.
*20k FD &1 RD running .
*Transaction done in 5-6 lakh last FY year.
1st ICICI unsecured credit card.
~HPCL LTF
~Mine...
1-form filled on 29 nov
2-VKYC link received on 2nd Dec
3-Approved on 6th Dec
4- received on 8th Dec.
**No physical verification**
can apply from , both 3000-3000 Cashback 👉🏻 https://citi.asia/INCCMGMSOCIAL?urn=whsh8A408E
Dear Shivam, Card Upgrade Awaits!
Claim an instant upgrade on your HDFC Bank Credit Card 💳 ending in xxxx!
Move from _*Diners Millennia Credit Card*_ to _*Diners Privilege Credit Card*_ and enjoy improved benefits!
🚫No joining fees
##Annual fee-2500*
I have HDFC Bank Millennia Credit Card 1.10L limit . Last 1.5 year se koi LE offer nhi aaya . Jan 2022 me 10k LE offer mila tha . But kya mai mail krke increase kara skta hu . Meri 1 year me spending approx 6-7L ho jati h online mostly . Kya upgrade bi kara skta hu . DCB or Ragila ( which better)
My Credit card received today. I am register card on Bobfinancial.com but registration not complete.
“Data not found. Please try again with your latest card or contact customer care .”