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Fellow Members, Any idea how can we get refund for excess payment made to BOB Credit Cards? In app, can't see any option? Also unable to reach Customer Care for last 2 days, so checking if fellow members know process from personal experience. TIA

Folks, I am using Standard Chartered Manhattan Credit Card for over 6 years now. This card gives 5% cashback for spends at Supermarkets (covers DMart etc). It has an yearly fees but they do waive off basis the spends / relationship. Key Change which I observed today: Minimum eligible amount...

Hello Fellow Users, Every year, at end of the Financial Year, I download bank statement across bank accounts and I analyse the big flows (outflow & inflow) and classify them in separate column. Example something like below from 2021-22 stmt wherein I added 2 column "Remarks" and "Toggle"...

Hi, I have IDFC First Credit Card. Their website layout doesn't allow copying un-billed transactions to excel in easy to ready format. Anyone has tricks/ideas how to get this data scrapped/copied to excel so that we can analyse it etc? Context: I used this card overseas and there are many...

I am not sure since when, but the New Payzapp latest version (1.0.0.230424-56.10 released on 26 April) as available on the Play Store does not work on rooted Android mobile phones. You get an error 15 toast message. Sharing as a warning/information for fellow rooted Android phone users, pls...

Fellow Users, Sharing as an learning. I had Rs 2 as due amount for my IDFC First Credit Card which I didn't pay. Two reasons: I forgot as amount was low. Also my thinking was that amounts in single digits are not even expected. Fast forward today, I see 40 points drop in my score, and post...

Dear Sir/Ma’am, This is an important communication regarding your Bank of Baroda Premier Credit Card. We're writing to inform you that during our internal account reconciliation process, through a system check, we have found that certain transactions incurred by you on your aforesaid...

Hi, I have PNB Credit Card and activated it in BHIM for making UPI payments at merchants. I was using it at Amazon.in for a transaction of Rs 10000 (first one for the month and for the day) and it gave an error - "NET DEBIT CAP IN EXCEEDED". Tried another transaction of Rs 9000 and that too...

Hi, sharing this information with fellow users. I have AmEx Cards for the last 8 years and there has been zero LE over this time. Since the card was MRCC and Limit was around 4 lacs, it was sufficient for my 4x1000 spends and never bothered with LE. Recently thought of asking for LE over the...

Hi, sharing this information with fellow users. I have SC Cards for the last 10-12 years and over the course of time Card Limit has increased to 10 lacs. Recently thought of applying for LE and shared documents on Net Banking. While yet to get a confirmation on LE, learnt via CIBIL score that...

I just got an SMS earlier today, on a family member's phone, quoted below Herein, wanted to know if anyone has applied for Pre-approved Credit Card with AU Bank? If yes, please confirm if CIBIL hard enquiry is done or not? Ideally for pre-approved cards, no CIBIL check is done. But then AU...