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Which bank ?

Yeah, the best practice is to spend the money you have. That's what I am also saying. If you consider the opportunity cost i.e. the interest part, what I said will make more sense. Longer the interest free credit you get and later the due date, you enjoy interest on your funds. That's why it's...

Good move! This way unused cards can be recycled easily. We can give the card to anyone without any hassle just like the previous metro cards. It'll be easy for the operators to issue new cards as well.

Recharge done. Indian Bank informed that cashback will be credited next month to NCMC wallet itself.

@Abhishek012 if possible, please add steps to enable wallet account in Rupay debit cards in your FAQs. If your Debit Card is a personalized RuPay Contactless (NCMC) Debit Card, Rupay Wallet is already enabled on the card automatically. If your Debit Card is an Insta (non-personalized) RuPay...

IOB has debit card number itself as wallet account number, Union Bank has saving account number with prefix R as wallet account number and Indian Bank has some random wallet account number. IOB's way of having wallet account number makes more sense as wallet account is valid only till card...

That's very good. They should also create public awareness that Rupay contactless can be used as metro card also. People with Rupay debit cards will avoid getting the prepaid only card from metro. Many Indians have the practice of having atleast 1 SB account with a public sector bank which issue...

He's in Chennai. Have asked him to check. Will let you know. The image that you shared says the cashback will be processed on monthly basis. So think even if he recharge now, it'll take 1 month to reflect. This 100 rs cashback is credited to the wallet account itself, any idea ? BTW, DMRC is...

My friend is having Indian Bank Rupay platinum Debit+Prepaid card and he received this message, "Dear Customer, Great News! Avail Cashback of Rs.100/- by topup ur Indian Bank Rupay NCMC Debit card wallet for Rs.500/- over the Metro Station counter" Good that we have started to get recharge...

If you want to use the card for retail payments also, it is better to get the NCMC Rupay debit+prepaid card instead of just the NCMC prepaid card offered by metros. Debit+Prepaid card is linked to savings account and NCMC prepaid account. So it works in all modes viz. ATM, POS, Online, online...

Especially the batch settlement of money to the metro/ other providers should involve the costly infrastructure if I am not wrong.

Saw somewhere that elevated stations support online also. Online mode is not available in underground stations. If both in and out stations are elevated, think we can use online also.

Does the balance get auto updated in SBI ? How the auto balance update technology works in like Paytm card ?

So we need to recharge for each service created ? Isn't the wallet/ account common for all services created ? If it's a season ticket kind of a thing, then it's fine. For general everytime use they shouldn't ask for separate separate wallets.

It's the highest credit balance that you had in credit card so far. It doesn't affect credit score much. Defaults, high credit utilisation ratio, too many loans or hard inquires within a short period etc affect credit score badly. Refer below for more details...

Looks like Visa went live with NCMC in May 2019 itself. https://www.visa.co.in/about-visa/newsroom/press-releases/visa-launches-national-common-mobility-card-for-multimodal-transport-in-india.html So ideally majority of Visa cards issued after May 2019 should have NCMC. I think only Union Bank...

Looks like banks are now issuing NCMC enables cards on Visa network also. My cousin recently got new personalised Union Bank Visa debit card. To my surprise, NCMC wallet account was activated and the same Visa debit card is linked to the wallet account also.

Disney Plus hostar is removed. Now only SonyLiv, Amazon Prime and Zee5 is available.

I claimed Amazon prime voucher in Nov 2023 only. Now that the benefits are renewed, can I again claim Amazon Prime voucher ? Will the validity get added or the remaining validity will be lost ?

Hotstar removed ? Only Sony LIV and Prime is getting displayed.