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  • Users: d3rvish
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  1. D

    Atlas: hotel spend but 2x points not credited

    A recent spend at the Sofitel BKC in Mumbai shows up on my statement correctly as "Sofitel". I've only received 2 Edge Miles per Rs 100 for this spend, instead of the accelerated 5 Edge Miles per 100 for hotels. I've looked up the Sofitel MCC and it's 3641, which seems to be in the list of the...
  2. D

    What is your HDFC home loan interest rate?

    Wondering if a substantial number of people are under 8.50%, so I can negotiate a lower rate for myself. My rate is 8.50% at the moment. Thanks.
  3. D

    Infinia What's the big deal about the Infinia?

    I'm not trying to be provocative, just genuinely puzzled about why this card is held in such high regard and so many people seem to think it's some kind of endgame card. Just to break the benefits down: 1. 3.3% reward rate on regular spends (with a whole bunch of exclusion categories). This is...
  4. D

    Outdated overseas insurance policy on Infinia site

    The policy document for the complimentary overseas insurance for Infinia cardholders expired July 21, 2023 and HDFC has not bothered to update it. I've been emailing them about it for approx a week now and zilch. Apart from the usual canned emails about how they are looking into my issue with...
  5. D

    Problems applying for Airtel Axis credit card

    I've been receiving WhatsApp messages from Airtel saying I'm eligible for this card, but when I click the link and go to the Airtel app and click Apply Now, it takes me to a page that says "Thanks for your interest. We currently don't have any credit card offers for you". It's the same if I...
  6. D

    Credit card users may soon have to pay 20% TCS on forex transactions?

    Saw this in ET today - https://economictimes.indiatimes.com/wealth/tax/foreign-trip-booking-credit-card-users-may-soon-have-to-pay-20-tcs-on-forex-transactions/articleshow/99605206.cms Hard to decipher what the scope of TCS is from this story. Does it apply to all forex transactions on CCs...
  7. D

    Does anyone have an SBI Nature's Basket card?

    They've been advertising this card (which has two variants) at Nature's Basket outlets, via emailers etc for months now. When I applied back in May, it was rejected and a vague "details mismatch" reason was given - without specifying what details didn't match. I recently tried applying for it...
  8. D

    [Magnus] How does one get through to the Axis helpline numbers on Airtel?

    Whenever I try their service lines (1860 419 555, 1860 500 555, 1800 419 0065) I get a call failure notification - "This sub-service number does not exist." I'm on Airtel. A quick search online revealed that someone had success turning off Wi-FI calling on their handset, but for me that does not...
  9. D

    [Magnus] How does the current 3X promotion work in conjunction with the 25k monthly milestone?

    This is potentially a double dip, is it not? Anyone know how it works or is supposed to? Thanks
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