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  • Users: adjjoshi
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    Carrying cash at tourist destination

    I used to withdraw 50 or 100 denomination notes from local bank branch wherever I travel. Getting change at tourist destination is a real struggle and a 10 min visit to branch will save you from this. UPI is available now at most of the places, still carrying change is always recommended. Locals...
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    CRED Mint - 9% returns on investment

    CRED Mint is an investment opportunity from CRED App, currently limited to invited members only. CRED have a tie-up with a Personal Loan provider company that charges 12% RoI (In order to take a loan from them requires atleast 750 Credit Score). If any CRED user invest in CRED Mint, they pay 9%...
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    Debit Cards with Lounge Access

    Rupay Platinum offers free domestic lounge access Rupay Select Cards offers free domestic & International lounge access
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    Credit Card Bill terminology (min. due, billed amount, outstanding)

    Many new Credit Card users confuse Minimum Due amount with total bill and get trapped in credit card debt. This terminology is used by all credit card providers and it is necessary for everyone to understand. Total Outstanding: This is the total outstanding value of credit card - which contains...
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    How to confirm if CC issued is LTF?

    I got call from HDFC sales team regarding Regalia LTF offer without any condition of minimum spend/smart pay mandate. How can one confirm the card is LTF? Is the phone call from banks only way to know?
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    Experian vs CIBIL vs CRIF vs FICO score

    Is FICO score expected to start in India? Credit Score on CIBIL Transunion, CRIF and Experian differs drastically. Mine is 779 on CIBIL, 815 on CRIF and 894 on Experian Which one would be considered when I apply for Home Loan at SBI/HDFC/Axis/ICICI etc.?
  7. A

    Amex | Concierge Service

    Share the benefits of Concierge service and the requests that can be made through concierge desk
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