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There is no flaw in this. For most of the international transactions, you do not need to enter a Pin/OTP for your Credit card payments.

It's really a nice information...!

Yes, I agreed that it's not making much differences and it's like normal account except for couple of things like locker rent etc. with HDFC preferred account . Also, RM get's changed after periodic time and new RM always try to sell insurance products without understanding the financial need 😔.

Thanks for sharing the update & details. Hope the new reward system would be better than PAYBACK Points.

Thanks asen & Anurag. Yes, I understand and agreed to your suggestions. The best way to invest in MF is through app like ET Money etc. However, the reason I was thinking about the bank was maintaining TRV (Total Relationship Value) for Wealth Management account. Instead of going with FD to...

Which bank is good for investment products (Mutual Funds, Stock etc.) and for overall Wealth Management among the following? IndusInd Bank Kotak Bank Axis Bank IDFC First Bank HDFC bank experience is not good and it is not easy to invest/track the investment on Mobile/Net banking and hence...