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  • Users: aryanraj
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  1. aryanraj

    government banks cc without savings account

    What are some available public sector banks offer credit card without having a savings account with them? I am aware with 1. SBI (age limit of 25 for self-employed) :/ 2. Bob (Approved) 3. PNB (Approved)
  2. aryanraj

    third hdfc swiggy credit card approved

    HDFC is so quick with card approval or rejection. Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account. :D approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few...
  3. aryanraj

    Kotak CC autopay without bank account

    Got the League Rupay LTF approved even no branch and Account facility is available in my area. How can i get it autopay enabled? I was surprised that it fetched the address from my CIBIL (3points down) and after vkyc, got an approval message within an hour or two. Also if there is any...
  4. aryanraj

    get first federal bank card

    How to get Federal Bank credit card, preferred card? rupay? There is no branch in my town/city. Do i need to open an account? I am self-employed. Already have cards from HDFC, AXIS, ICICI. Applying becasue of 10% instant discount offered sometime on amazon/flipkart.
  5. aryanraj

    Tera Chehra song duet performance

    So, there is a song, Tera Chehra - Adnan sami (if i remember) is performed in a singing reality show, duet(male and female singers) and it was amazing. I had it liked and saved, even copied the reel link but somehow it got lost. Not able to find in Facebook activity log so it seems like it got...
  6. aryanraj

    CRIF shows different user LOAN account(default)

    Previously Si Creva Capital and Now Crif have a different loan account from TRANSACTREE TECHNOLOGIES PRIVATE LIMITED and with same name, different address, email and mobile with loan amount about 20,000 is default result in huge crif scroe drop. is it possible to have duplicate PAN or someone...
  7. aryanraj

    rbi ombudsman complaint pending

    Raised a complain for SI CREVA CAPITAL SERVICES PRIVATE LIMITED, company behind Kissht, paywithring who exploit users with the name of 0% interest on loan. I got a cibil enquiry and a loan is added as someone from the same name applied for it. user email and mobile number is visible in my cibil...
  8. aryanraj

    My bitter sweet relationship with Axis Bank

    Okay so i always hated Axis for rejecting my multiple applications for free myzone and flipkart card in past. then got paid Flipkart Axis by luck with a limit of 15K in OCT 2022. After 3-4 months i called CC regrading unknown failed international transaction and they issued a new cc and asked if...
  9. aryanraj

    CC bill payment using cc

    Is it possible to pay cc bill using cc with less or zero charges? i had some refund coming up and statement is already generated. hdfc not seems to refund excess credit so if someone can guide. Options i found 1. paytm wallet, add money using sbi cc/tataneu/hdfc millennia (working with extra...
  10. aryanraj

    Tata Neu rewards League Croma Vouchers not working

    I selected Croma vouchers with Tata Neu Rewards league and have 3 vouchers but it is not working. It says Voucher VOUCHERCODE does not exist. Please check. Already raised the issue with Croma and Tata Neu but no success. I hope this is not valid on in-store purchase only. There is also a coupon...
  11. aryanraj

    rs3000 makemytrip voucher from icici MMT card

    i have rs3000 mmt voucher card which i received with icici MMT card. i have no plan to use it. will give it to someone needy.
  12. aryanraj

    SiCreva Capital illegal cibil enquiry

    Okay, i don't know this company, i never applied for any personal loan or anything on that day and i got a cibil email that my score is changed and an enquiry from SIi creva capital for personal loan is reported. now i do a google search and not find any twitter handle or anything. then as per...
  13. aryanraj

    HDFC smart buy rs250 voucher on min rs1000 purchase

    https://offers.smartbuy.hdfcbank.com/offer_details/smartbuy/21562/Z2SomWU%3D?resulid=hUeRnxRbUp8ZW18TFFKTkdDfElm&did=cust_00b4e220_6121_4a93_a63f_d0848bd73506&chl=em&sr=em&bid=2&cid=d33d02ef-7ce2-4256-87d0-7d4ed0768222&rid=LQJNGC&sid=07e10008-b7f3-4851-a4fd-fa29e9edc13c Update: For only who...
  14. aryanraj

    SBI not closing my secured card

    After placing card closure request through sbi card app, an automatic call is placed and she every-time try to convenice and ask to reapply for a different card. After i applied, it simply get rejected. PNO is also not offer any help and ask me to wait until i get unsecured card then close the...
  15. aryanraj

    HDFC shows Exclusive Offer to upgrade Regular Account to CLASSIC

    Today, checked this in offers section in my 10AMB regular savings account. I have 1L from 2-3months max and that too may go with AMB 70-80K in last 3 months so not 1L everytime. Anyone have any idea if should i claim this offer? any charges? i can't confirm to keep 1L every time. there could be...
  16. aryanraj

    Which HDFC account variant offers free Millennia Debit card

    I have a General 10K AMB HDFC account and Millennia Debit card fee is paid. Which higher AMB account offers free Millennia or better card?
  17. aryanraj

    Bad expirence with Axis Bank credit card.

    So, I have been trying to get Axis Card from last year but the application was keep getting rejected. Same "Internal bank policy" and had almost lost the hope. 2year ago applied for LTF flipkart (Rejected), Applied for MyZone LTF last year (Rejected) and after 1 week of this i applied for...
  18. aryanraj

    3 Coral card

    First one i got via Expression Trick. Now, yesterday after a month of email, call they upgraded my coralvisa to Coral Rupay, it started showing in netbanking in few hours and mirroring the coralvisa. any payment made on any of the card seems to reflect in both. Earlier when i was getting no...
  19. aryanraj

    Axis Flipkart credit card USD 1.21 auto transaction

    Hi, i recently start getting international transaction declined of amount $1.21, even after card replacement i getting the same email even the new card was not even shipped i start getting the same with new card. What could be the issue? are the card numbers guessable? Please note that...
  20. aryanraj

    How to get Axis Ace Card

    I have Axis Flipkart and Axis IndianOil, Possible to upgrade or apply new for Axis ACE?
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