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Hi everyone, I had opened an ICICI Mine account in January 2021, but due to some personal issues, I couldn't complete Full KYC or VKYC. As a result, the account was automatically closed in January 2022. During the one-year period when the account was active: I took a FD-based credit card in...

Hey everyone, Recently we all are facing UPI server issues over the past few days, so I wanted to discuss something related. The main concern is: when someone pays via UPI, which app is the most reliable in terms of not getting stuck in a "pending" state? I’m okay if the payment fails...

On Friday, March 28, I visited the Central Bank branch with my father (a senior citizen) to update the current address in his joint account with my mother. We carried a Voter ID as address proof. What Happened at the Branch: An aged lady staff member accepted the request. However, instead of...

Converting my Airtel Axis Mastercard to the RuPay variant. Instead of getting a clear policy, I have received different answers every time, making me believe that Axis Bank is intentionally blocking RuPay conversions. Timeline of Axis Bank’s Inconsistent Responses 🔹 January 23, 2025 – I...

Hey everyone, I’m facing an issue with my Tata Neu Infinity HDFC Credit Card and hoping someone here might be able to help or provide guidance. Here’s the problem: I’ve been earning NeuCoins through transactions on my Tata Neu Infinity Credit Card as part of the card's reward program. However...

My NSDL Bank Account is Blocked without any notice. Full Kyc A/C (aadhar xml) Opened on 14 August 2023 Balance: INR 508.21 Anyone has experienced a similar issue? What is the process to Unblock it?

Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...

Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...

From the past few months, I've been making payments to some merchants using my BoB RuPay Credit Card via the BHIM app. However, I've noticed that their soundboxes (like Paytm and ICICI) often don’t fetch these transactions properly. Has anyone else faced a similar issue? I’m looking for a...

I’ve encountered an issue with the verification process. When I provide my address as it appears on my Aadhar card, the agents are asking for a house number. However, in our city, we don’t use house numbers. They have informed me that without a house number, the video KYC (vKYC) cannot be...

Hello, I am 25 years old and planning to start a monthly SIP of ₹7000. I have chosen the following allocation and would appreciate your suggestions on whether this is a good strategy or if any changes are needed: Parag Parikh Flexi Cap Fund: 2,500 INR (35.71%) Mirae Asset Mid Cap Fund: 1,750...

Hey, I'm looking for some advice on insurance policies and thought this would be the perfect place to get some insights. Whether you're employed or unemployed, having the right insurance can make a huge difference in times of need. I would love to hear your thoughts on the essential insurance...

Is anyone using the Central Bank of India RuPay Virtual Debit Card? I recently activated this card, but it’s not working on Amazon or any other website. After entering the OTP, a technical error is displayed. Any assistance would be appreciated!

I opened a ‘Mine Zero Balance’ variant account with ICICI online in 2021. However, due to incomplete KYC, the account became dormant or was closed two years ago. Now, I want to know if I visit their branch and complete the KYC, will they reactivate the same account or convert it into a regular...

Welcome Benefit Feature Of Card Get 100% cashback up to ₹300 on first utility bill payment within the first 30 days of card issuance. What does "utility bill" stand for in this context? Is it only for mobile recharge/broadband payment/DTH recharge, or does it also apply to electricity bills...

HDFC Smartbuy - Gyftr has Reduced the Processing Fees for Amazon GC or SV Amazon Gift Card - 2.5%+GST (earlier 3.5%+GST) Amazon Shopping Voucher - 1.75%+GST (earlier 2.5%+GST)

RBL Bank didn't Open my Account online On 31 July after filling all details vkyc done from my side. then they give option to download form with all my details and show that your request will process in T+1 Working days. after that nothing happened till now when i try to open account say already...

Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official. So, Go for it and have a Zero Balance Lifetime Kotak 811 Account. Download Kotak 811 Application or open it through the web Open a new account Enter your mobile number and mail...

Currently, I have Moneyback with a Limit of 27k. I want Millenia CC. How Can I Get It as an LTF? If I close this Moneyback then any chances?

Got a 30% Limit Enhancement Increased from 1.07 to 1.39 Mine Card Age: September Almost 8 Months Old (when they started issuing cards) in App or net banking click EMI and More then Credit Limit Enhancement (If you are eligible then it shows) So, Check Yours