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  1. M

    Multiple hard enquiries on same day

    I got to know that if we are about to take home loan, we can visit different banks in span of 14 days and all hard enquiries made by all banks will be considered as one and cibil score will be effected by single hard enquiry. Does the same apply with credit card applications as well? I'm about...
  2. M

    HDFC CC Annual fee waiver on request

    I got a Money-back to regalia Upgrade. But I need to spend 3L per annum to get fee waiver. But with my current spends pattern I can only spend 1.5 to 2L per annum. Can I ask HDFC to waive off the fee after spending 2L? If yes how to ask, does sending request on mail works?
  3. M

    Business Regalia to Regalia conversion

    1. I'm currently using Business money back credit card. I got offer to upgrade to Business regalia. But I need normal regalia card. Can I accept the Business regalia offer and ask bank to convert it to normal regalia? I'm a salaried professional. But my agent marked my profile as self-employed...
  4. M

    Google pay Ace application not proceeding further.

    I got a pop-up to apply for Ace credit card in Google pay. I clicked on Apply now and It's showing this screen. What do I need to change in privacy and security settings?
  5. M

    HDFC Easyshop Platinum Vs Millennia DC

    I've recently upgraded my HDFC regular savings account to Savings Max account. Now I'm thinking to upgrade my HDFC Easyshop Rupay DC to Platinum or Millinnea DC. I'm confused which one to select. (also assuming that both are free cards for a savings max account. If not please let me know)
  6. M

    Which Debit card is best for unlimited ATM transactions?

    I need a debit card with unlimited transactions and I'm ready to maintain AMB of upto 25K. Which bank A/c is better for this?
  7. M

    RBL Zomato Edition card status pending.

    I've got invite for Zomato edition card on Friday (July 8th). It showed that I'm eligible and shown limit of 70K. My current CIBIL is 764. I continued with application and Video KYC is done. But I'm not at location of my aadhar address. After VKYC It showed status as "Aadhar data did not match...
  8. M

    SBI credit card from YONO app??

    I've opened SBI yono app and in cards section I can see this banner. Does this mean I have simply click card as pre-approved offer?
  9. M

    Multiple LTF Credit cards

    Can we maintain multiple LTF credit cards. And do at least one transaction per card per year so that cards won't get cancelled. Will it lead to any problem in future? will it affect cibil report?
  10. M

    SBI Credit card cooling period.

    I've applied for SBI Credit card in May-2022 and got SBI SimplyClick card. But I got very less credit limit than my other credit cards. So I rejected SBI Card at delivery. When Can I again apply for SBI Credit card?
  11. M

    Should I close my Yesbank RUPAY Credit Card??

    I got Yesbank Prosperity Rewards Plus Credit card in March-2022. Its a RUPAY credit card with limit of 50K. The annual fee of the card is Rs. 399/-. But this card didn't have any offers in any category. Also rewards system of the card is very bad.I'm about to close this card but recently RBI...
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