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They changed the rules. Now it is for all amount

If you collect money from rupay credit card upi then they have charges inplaced.

Same for me on paytm, but not sure about other apps

Now airtel is charging for incoming OTP messages during international roaming even when you have home plan activated. Infact now if you want incoming OTP for bank purposes, you have to have home plan active as well as pay 98 for every 28 days to them.

Salaried can also hire , it is not expensive these days. And you don't need them always just task based. Anyway, as salaried, I think maximum 4 or 5 is enough beyond that it will be hard to manage.

As much as you can and then you can hire an accountant to look after them and provide you consolidated bank statements or cash flow

Open two account (it must be of different variant) with them, they pool them through one customer ID number. Login to your netbanking or app and you can see two different account number, with there seperate debit card number, link them accordingly. and then request for higher variant card...

yes, you need a seperate pin to register. call customercare to get the pin

DF card was issued to me for Sapphire CC. They do not offer airport lounge on Rupay I suppose. As I have closed the sapphire CC now, but have rubyx, I am not sure if that Dreamfolk will work on airport lounges international or domestic

I cam confirm on 0 charges as I did the transaction. But not sure about the 1% as there turnaround time for cashback is 3 months.

Not letting you login. Once you click the upgrade later option and go to enter the login details, another pop up come with only upgrade now option. I moved to indie now after getting the customer profil mapped locally. So far the app is good. But it ask so many unnecessary permission

You can get multiple debit card by having multiple account with the bank. One card each account. Also you can manage them through one app but separate set up.

How to check the lounge visit balance left on these PP cards.

I feel like this is a kind of devaluation of Select Variant Card. They should have put some differentiation between Platinum level rupay card and Select Level rupay card in term of Loungue Benefits.

Pioneer or Grande

No Exclusive is still there, it is just that they are busy in promoting there other variant. so Exclusive is kind of dormant for new joining. If you have pinnacle credit card, then you can get it for sure.

yes, you can open the Gdrive file and go to File section , there you will find download option. You can download in PDF, Excel or any other file format.

Problem which I face with niyo is , they issue physical card for free on first instance only. For example if you close the FD and restart then they simply give you the renewed Virtual card and for physical card you need to pay some 299+GST

How about using Regalia Gold with GVP, will it give positive return.

It is because that INR conversation is already inclusive of DCC charges. No way Bank will cut loose on these earning opportunities