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Default setting is 1 year and I think you can't change it, after 1 year it will automatically re invest for 1 more year and so on. No addition in amount can be made in already created sweep in FD. If your money exceeds in savings account, it will create a new fd account number.

For example, withdrawal happens when your main balance is going to 0, if withdrawal 2000 from your 10000 sweep in, you get 2000+ intrest on 2000 for specific period, but again funding enough to saving account that it exceeds threshold value, a new sweep in fd create, withdrawal happens on lifo...

Yes, I haven't face this issue in SBI so far. But since I haven't used other sweep in. It may be possible with other sweep in.

No, withdrawal of only fraction of amount.

Still Don't know. I just figured it out by reading blogs. Not experienced by myself. I still use SBI sweep in due to it's convenience.

I have found two conclusions- 1) upgrade to wealth account if possible. And then try to upgrade card. 2) close the card and reapply.

Please pass the info of the link.

What if you sweep out some amount from your FD 😜

I already have millennia. I think I am not eligible for second life time free card.

This page is showing restricted for me.

I don't know the method of limit inhancement through website. Can you guide?

In wealth program how much you maintain?

So upgrading the account is an option to upgrade the credit card and limit inhancement?

Already done. But they are not offering any upgrade. Have ICICI, AXIS AND YES cards with 5 lac plus limit

Already mailed them multiple times, 3 month salary slip and 3 month bank statement, but request denied everytime.

I need wealth card, select is just a ladder.

I have an IDFC First Bank Millennia Credit Card with a limit of ₹45,000 and want to upgrade it to a Wealth Card or Select Card. I also have a savings account with IDFC First Bank with a minimum balance of ₹25,000. Despite talking to customer care and branch representatives, they are not...

Hi All, Currently I am using some basic LTF credit cards. And planning to get some more as per my need and benefits or just for collection. Know almost all the benifits of the cards but still want to take the best out of them. Can anyone suggest the strategy for take the maximum benefits out of...

Sometimes hdfc debit card EMI gives better discount in comparison to Credit card EMI, before considering debit card EMI cancellation what charges should we keep in mind? Note that I am referring to regular EMI, not no cost EMI. This thread conclude that approx 3.5% preclosure charges should...

I have closed fi account. I suggest you if you do not maintain account so that no amc will charge, then just close it.