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Freedom is useless. Try getting Regalia or DCB even if that means closing Swiggy card. You gotta sacrifice if you want to procure Infinia in the future. Think long term!

Looks like we are almost at the same level :D I think you might get Regalia Gold or Diners Privilege easily.

Limit is 8.33 lakh. Salary isn’t 5 lakh.

They rejected, as expected!

I had one but closed it last year

Hi, Axis bank just rejected my Atlas application & I’m shocked! I’ve a credit score of 802, income way above the minimum income needed for Atlas card. How do I know the reason for rejection & can I reapply? Also, is there a better card in the same category for miles? @Wealth is my birth right...

Ok, so over email they asked for 3 month payslips. Like I mentioned, I have only one month slip which is with my new company. This close to meets the take home salary eligibility.

Hi experts, My attempts to upgrade to Infinia are on for about 2 years now & with my recent upgrade request, I have shared the upgrade documents online. Today, I received this text message. I am eager to know if this means something positive or it’s just a system generated response & has no...

Hi, I just received the DCB metal add on for my spouse. When I tried to do a transaction, the OTP was sent to the primary number that’s my number. How do I change it to my spouse number?

Hi, I just missed my American Express bill payment. The due date was yesterday & I paid the bill today, which as per cred was settled instantly. Will this be reported as a late payment? Is there a way where i can request Amex not to consider this as a late payment?

All done! All set 😄

Thanks! Why can’t I link bank account to the application which as of now has my credit card linked?

I just visited IndusInd branch today and to my surprise, they were aware about the Pinnacle & Exclusive account combo :) I just opened the account and they said it will auto link with Pinnacle card and hence be 0 MAB. However, I was asked to fund the account with 2 lakh as initial funding which...

Does anyone know if Rent Payment, NPS are counted under 50k spend requirement to waive off 5k joining fees for Pinnacle card? Please help @ankur2wadhwa

Hi, how did you confirm the 5k joining fees? I’m trying to reach out to customer care since yesterday to double check on the joining fees but the support seems to be horrible, I’m being made to hold and then call gets disconnected!

@ankur2wadhwa hi, I’m in a similar situation. Can you tell me if 5k is charged to you in the first month statement and will be reversed if you spend 50k in 3 months? Or you have 3 months to spend 50k and if you don’t 5k will be charged?

@Sunil R Thanks for your help. Got the card approved:) On the fees criteria, I’m told that the fees of 5k would be reversed if I spend 50,000 within 90 Days. Hope this actually works & is not just a sales push! Does anyone here have any experience with this? And do they consider rent payment in...

@BestBanker Also, please help me understand if Amex is allowing companion card for Gold Charge; Platinum Travel & MRCC at the moment. Thanks

@BestBanker Hi, if a card is approved after completing vKYC and we apply for another card in the same month, do we need to do the vKYC again?

Hi TF community, I need your suggestion regarding the Infinia card application. My Credit limit is 7.56 lakh on DCB Metal card which is 4 moths old (upgraded from DCB Plastic) Last 4 months spending is 15 lakh plus. I don’t meet the Salary criteria but I’m close ;) Considering we are at the end...