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Kuch jyada hi masala mila diya

Swipe discounts like?

In my case, HDFC never asks for OTP to delete or register biller.

That's like 2-3 times traveling abroad per month. Just curious what kind of job/enterprise profile do you have?

Do people even use this card and for what?

OTP for what?

Autopay failing is a bug that no one in HDFC knows why. HDFC will provide whatever nonsense reason they can think at the time of responding. You just leave it like that and pay manually whenever it fails. It auto corrects itself one fine day and you will see autopay succeeding for the same cards...

Not trying to demoralize you. For late payment scenario, you can get back penalties & interests levied minus GST, but getting back credit score is very rare. You can try writing to them that it is a one time genuine mistake and you assure that it will never happen again.

"Sarkari office" doesn't mean bank only

Never go to a sarkari office without these Pen Blank A4 Stapler Fevistik Paper Pins & Clips (I have seen them shouting, why have you stapled?)

Where in Thanks app can I link Netflix? And does that mean I get 25% CB for Netflix too with Axis Airtel CC?

How do you add Netflix subscription to ISP? Or did you mean purchase Netflix subscription from ISP?

Standard kind of bug in HDFC. Mail to grievance with screenshots. They will provide nonsense or canned responses or ask absurd questions, which will take you nowhere. Then raise a complaint to RBI BO attaching the email response and also add amount for compensation. See the magic.

Thanks @Sobirvs @spd @panu24 . Just got off the phone with SBI Card customer care. Limit transfer was done instantly and is effective immediately. Received the limit transfer SMS immediately. I had thought new limits would reflect from next billing cycle. BTW, is there any limit on the number...

@spd Whom should I write to? customercare@sbicard.com? Should I write that I want to close X card, hence transfer the limit to Y card? Or just transfer the limit from X card to Y card? Ideally I would like to keep both the cards. And I don't mind a poor limit on the first card. So are any of the...

If you close the primary card, do they increase the limit of the secondary card?

This is the crux of the problem. Its very easy for IT department to calculate the taxes in retrospect, when they have all the details at hand. And they expect the tax payer to forecast taxes from volatile income. On top of that if your guesstimate is wrong, you get penalized for no fault of...

Nope. Not anymore.

None of gateways allow UPI via Rupay CC. Did it allow at any point of time? If it allowed, it would be a loophole to bypass the charges for paying via credit card.

One pays capital gains tax on property sale, not income tax. AFAIK, there is no advance tax applicable to income from property sale.