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Search results for query: credit card for student

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  1. joell

    Axis Secured - Path to Unsecured? Timeline & Closure Queries

    Hey folks, Looking for some insights regarding Axis Bank credit cards. I got an Axis Bank MyZone secured credit card about 2 months ago. My main motivation was a specific Axis offer running at the time, but unfortunately, the offer expired before the card actually reached me. Here's my...
  2. Infinia

    HDFC Imperia Upgrade Credit Cards

    I'm an international student currently studying in the UK. I'm considering getting a Diners or Infinia card in my parents' name and then obtaining an add-on card for myself, but I'm not sure when that will be possible.
  3. Mridul Negi

    Received 400% Limit increase on Axis Ace card

    Why is axis so random? Got axis ace for almost 2 years now. Limit is still stuck at 15k. It was first credit card have a good cibil of 785+. Got it for my mom (I'm still a student). Many times I have exhausted around 80-90% off the limit. Can't ask for manual limit increase as my mom isn't...
  4. parody69

    HDFC PRE APPROVED OFFER

    Hello all, I had a very terrible hdfc card (tata neu plus). Used it for a year and a half but hdfc was not at all Ready to increase the limit from 25k so I finally decided to close that card in July, 2024 It's been 6 months, so I contacted my RM for pre approved offer and he told me that it is...
  5. joell

    Does paying ITR with HDFC CC add to spends? No RP.

    Unfortunately, I don't. I am still a student and getting a CC is hard enough I don't want to waste another credit enquiry. I just got a new UPI card a month.
  6. Pissant

    Savings account with premium benefits

    nice are you >21?
  7. gvjhvjhvv

    Do rupay credit card transactions attract income tax notice?

    Can I get income tax notice if I use my 4 rupay credit card transactions of 18 lakh in a month, since they all are rupay, hence I am not using my own money, just withdrawing it from cc and paying back to cc, so 60k a day * 30 days=18 lakh monthly through rupay credit card upi? so basically i...
  8. joell

    Seeking Credit Card Advice as a College Student

    If i were a student what will I enter as my income when you apply for the card? I tried putting in my own income <2L and they said the minimum is 2L per annum. Ive a credit history tho. Any hacks?
  9. yb24

    getting charged on card approved on name of lft

    How much limit did they offered you
  10. Beyond

    Why is ICICI Bank reducing Credit Limits?

    icici is one of the first major bank to opt conservative approach. Things will hopefully settle by next year. https://www.technofino.in/community/members/newinnov.23833/#profile-post-4848
  11. Fini7777

    Existing customer VD KYC Required or Not for NEW CREDIT CARD APPLICATION IN INDUSIND
    Threadmarks: Link to check pre-approved cc offer

    If u have any pre approved credit cards It should reflect here login and check your offer If it's there no need to do anything , straightway apply for the card it will be delivered https://easycredit.indusind.com/?utm_source=cross-sell&utm_medium=WA&utm_campaign=SAOAOBase&utm_content=PAFresh
  12. Astraea

    Card to build credit score for spouse

    @aviator HDFC Bank is a solid choice. My mother, a housewife with only a pension income, opened an HDFC account and maintained just a 25k AMB. Despite having no prior credit card or credit history, she received a credit limit of 3L (DCP) on her first card. I believe it's just a matter of...
  13. DaDarkkNight

    Opening too Many Credit Cards has Ruined my Finances

    An eye opening lesson specially for students applying and relying too heavily on many credit cards, everything thing has a proper time to be indulged in. These banks approve their applications deliberately expecting negligence on their part sooner or later whereas the students think they are...
  14. joell

    Indusind CC application query: Indie, C2C, Offline, and Pre-Approvals

    Ive spent around 1L using the debit card for zero forex. I'm shifting my @2.5L in FDs if I don't get an offer in a couple of months. No, my question is for Indie users specifically. Normal Indusind account holders have got the offers but what about Indie? So, IndusInd is still accepting C2C...
  15. SMS91

    AMEX SmartEarn- An Entry Point to the Amex universe

    I am self-employed as a tuition teacher with a monthly income of 50k and no income proof (because I receive money directly from students). Is there any possibility of getting an Amex SmartEarn card without income proof? My CIBIL score is 798, with 2 enquiries in the last 6 months. I currently...
  16. Aniket

    Canara Bank Aspire Savings Account (Zero Balance for 18 - 28 Years Age group)

    Full nasha mein rehta hai matlab 🤣 Eligibility college student thodi na hai jo uska confirmation, just age ka chahiye wo toh aadhar se firh bhi🤣
  17. A

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    iScore is 44. Using ICICI credit cards since 9 months. Also have a zero balance student saving account with them.
  18. P

    UPI friendly/antagonistic bank accounts!

    for such needs, wallet based UPI, like Amazon wallet UPI and Slice UPI, is the best option. Bajaj Fin wallet UPI also works, but their app is designed to always try to fool the user into clicking loan applications, so not recomended.
  19. avikrish

    Best Credit Card for a Student without any FD Backing?

    Please mention your spend usage categories. If you are not worried on spend category but just wanted ltf cc. below are options 1) Indusind bank Legend, Tiger, and others 2) IDFC , whatever you get. 3) RBL , whatever you get (100% chance) 4) Axis Neo Rupay/ Myzone Rupay (do check if offer...
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