Hey everyone,
I hope you're all doing well. I wanted to reach out to this community for some advice regarding creditcards. As a college student, navigating the world of credit can be quite challenging, especially when you don't have a regular income source. I've been managing my finances...
hi guys. I'm 22 years old. I used lazy pay in 2022 and made 3 late payments due to which my cibil fell to 690. Have no current creditcard, I will be travelling to USA in September, so I need a creditcard with international lounge access and cool features. I am a student currrently so I won't...
2 things
Another catfish account 💀
Yes amazon pay icici should be applied with 1 year of active cc on cibil not just cibil history
You should mention which card u have
Which bank account u have
Salary/business or just student with money or without money.
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First of all, why are banks so eager to issue Creditcards to students, who don't have any income source!
Wonder what happened to the internal Risk engine of banks, cant they see this anomaly, the drastic difference between income declared and expenses?
Karnataka bank launch RuPay KBL Genius Debit Card:
Karnataka Bank Empowers Students with Innovative KBL Peak Education Loan and
KBL Genius Integrated Savings Account
Education Loans Up to ₹2 Crores
Savings Account with Free Cyber Insurance.
"With the KBL PEAK Education Loan and KBL GENIUS...
I m getting ltf biz groww offer in hdfc with 1.48lac limit and 3250rs Amazon voucher.
But I don't have any business ,
My account is 6 months old and I selected student in occupation.
Should I take the card now? Can I upgrade it to any other personal creditcard in future?
You can apply as a Salaried or self-employed person with a salary of 6LPA. If you have a good CIBIL history, then they might not ask for the salary/ITR documents.
However, you will require good credit discipline (So think twice before applying).
amex referral -...
I don't have a CC with Indusind. Only with HDFC ICICI Federal & Kotak. Has anyone applied for IndusInd CC on a C2C basis recently? Read a mix of indusind aren't taking C2C anymore while others are getting it done offline. I opened by Indie Megastar account in June 2024 with 2L FD.
Has anyone...
Diverse credit mix means better score. Early on it doesn't matter. Both will "build" same credit history.
1st thing he should do is check if his college is eligible for diners millenia under student offer. Not sure diners millenia offer is still open or not (some are saying diners...
Exactly , the entire web page feels like it was done by some intern who wanted to make a those fake blog posts about how you can get a creditcard as a student
I have cibil 715.Have only 4 loans from cibil builder programe.
I have no income proof.
Please suggest me in which bank should I open a savings account to get pre-approved creditcard/personal loan.
hdfc or axis or anything..can afford 10k mab
If it's rejected u can apply for the same after 6 months
Try for hdfc swiggy card or if u have their savings acc wait for pre appr offer
In hdfc taking core card first would be a good practice
As u r a student, try to apply for co branded cards like flipkart axis googlepay ace cc, apay cc...
I guess my occupation is indeed student in hdfc with income of 50-1lac and pocket money.
Any way to change it online? Will file itr of 6L+ due to high transaction amounts. (edit: found option to change occupation and source and residence type, but couldn't change income, found this web...
In this thread i will list True Zero Balance Accounts given by various banks. This list is aimed to help students and people who want a backup account without spending a penny.
True Zero Balance meaning here is:
No SMS/Debit Card/Maintenance/Subscription Charges
You'll spend Net 0 Rs. if you...
Hello
Let me first tell you my situation, i applied apay icici card 6 months ago and it got rejected 2 days after vkyc dont know reason they havent disclosed even after many follow ups
Anyways, yesterday apply now button again appeared but i am a student i dont have an office email and office...
I am student and I already have 771 cibil so I applied for kiwi but got rejected forcreditcard so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's...