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Search results for query: salary accounts with best benefits

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  1. Tejo

    Salary account for take home slightly less than 2L Per Month

    you can use kotak for care waiting period is less, but tries to sale their insursnce products, online customer care is best but not offline. icici best but need patience. for cc, hdfc. axis cards benfits are now on first come basis. i advise you to take kotak, for cc amex, hdfc, bob eterna...
  2. Wealth is my birth right!

    I didnt know what the Infinia was, until...

    Great and interesting reading for a Sunday evening! There’s a floater kind of thing called GVP global value program in HDFC Bank try it for next abroad spending👍
  3. arjyamaj

    I didnt know what the Infinia was, until...

    My credit card story started in 2007, when I was just starting out in my career. A lack of a good credit score meant that the first credit card I got was from ICICI, against a small FD. Paid off my student loans, bought a car and paid that off too. Through this time, I was very wary of using my...
  4. codenerd

    Which is the best way to get ICICI Sapphiro LTF

    I have a net salary credit of around 75K and I am planning to shift my family accounts to ICICI under family banking/wealth account where cumulative salary(total 3 accounts) per month will be around 2.5L. I know ICICI savings interest is crappy and also their premium cards' offers are not...
  5. Charizard

    Retain Platinum DC after HDFC Salary and Classic Downgrade

    Speaking from personal experience. No Salary credit from Dec 2022 to Apr 23, still have all benefits. I have preffered banking. I have the account for more than 10 years & preffered for 2 years. No change is status at all. In fact I got minor credit limit increase on my CC as well
  6. zealsid

    My Experience of acquiring IDBI EUPHORIA Credit card

    Just like other Credit Card enthusiast on this forum, I am also in lookout for my next best credit card. According to my spending patterns, I need to a card for getting fight bookings as I do a lot of tickets for my family and extended family. I was seeing offers on IDBI card on Paytm and even...
  7. diptarkaroy

    ICICI Emeralde Private Metal - Application Process

    Con Congratulations for your journey I have ICICI sapphiro LTF and I also hold wealth salary account with them Could you please mention your salary range? Then I could also try for the same
  8. V

    Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?

    I am going to closed now in FEB 2025 CC 1. BOB Snapdeal - Paid 293/-- It is chargeable annual people getting LTF now got 2 years back after multiple follow-up BOB not ready for fee reversal & Convert to LTF better closed it recently major mcc exclusion. 2. ICICI Platinum - LTF 3. ICICI MMT...
  9. ashwinikumar900

    This Is How I Started - What is Your Credit Card Story?

    Saw this thread and thought I should share my story too. It’s a mix-up of my life and dreams, both of which are interlinked, so I am trying to share as short as possible. Although I will try to keep it short, sorry in advance if it’s lengthy. Early years of my life and my fate: It was the year...
  10. drsel

    ICICI Emeralde Private Metal - Application Process

    Can you redeem 12500 joining points for 12500 statement credit or what is the best redemption option?
  11. Vasuki

    Premium Bank accounts to collect (usually with 0mab)

    Seems like HDFC classic & indusind only survived
  12. raghav_mri

    Premium Bank accounts to collect (usually with 0mab)

    I currently have a digiyouth savings account, Will I get an upgrade to classic/preferred banking if I maintain 1L MAB? If so, How is it technically 0 balance?
  13. J

    Best Premium Savings Account

    I had a Savings account with IDFC. I also had the First Select card with them. After one year of usage without default, I asked for an upgrade to Wealth, and surprisingly they refused. Since I did not have an HDFC Credit card, I wanted to get one and hence opened a Max Savings account. I applied...
  14. hellobois

    Premium Bank accounts to collect (usually with 0mab)

    Kotak Bank Privy league accounts AMB - 50K (Neon Account) AMB - 0 (Platinum account) Essentially get 10% interest on the 50k deposit Essentially a premium credit card, with 4 complimentary Priority Pass - open a neon privy account - buy privy signature credit card (2800 p.a.) - spend 1k on...
  15. saucy

    Axis Magnus New Application on C2C

    My company provides a salary account with axis bank. The POC mentioned they will offer me paid magnus if i shift my salary account into it. (Burgandy account)
  16. NeoOnWheels

    How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

    Initially I applied by sending all my docs to credit card escalation email id but my request got rejected. Spoke to the corporate RM assigned to my employer and as per him, my spend has been low and thus my earlier request is rejected. Also, he said getting upgrade on MoneyBack is very...
  17. B

    Any Magnus through HDFC CC with 13L limit?

    you could ask your BM for Infinia LTF though that might be a long shot, but you should be able to get DCB LTF, try to get it as second card if possible along with your Regalia LTF as DCB doesn’t have the best acceptance
  18. violetevergarden

    Axis Vistara Card Axis Vistara Infinite - Doubts, strategy and LTF [ Vistara Infinite + Magnus ] [ Vistara gold membership ]

    SO I already have axis Magnus and planning to redeem the points in CV. So I am planning to take Vistara infinite for Gold Tier. Here are my doubts and thoughts. First - LTF : Can I get it LTF. If yes how? I have a priority saving with them but I maintain 60K (to avoid below 25% TRV fines). I...
  19. Pissant

    Premium Bank accounts to collect (usually with 0mab)

    Which of these would be the best If I only care about Pre-approved Credit Card offers?
  20. A

    Building a Solid Equity Mutual Fund Portfolio

    My suggestion would be avoid MF funds with more than 50 stocks, there will be huge tracking errors and expenses. Because managing 150 or 250 stocks with their particular weights is huge work for managers
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