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Of course it has MCC. For example, for the food shop from where I buy snacks, the BharatQR MCC is 5999: Miscellaneous and Specialty Retail Stores. Once I found that out, I use Axis Liberty DC on weekends to get 5% cashback at this shop

I could only win 1500 :( not 2000, and won 50K coins

No for some users, it disappears and comes back after few months. Even if you haven't taken any new cards, it disappears sometimes and comes back

Recently I purchased a flight ticket on EaseMyTrip WorsenMyTrip. MCC came as Utility 4900 (BillJunction). Discount offer was only on Yes Bank credit card and txn amount was ₹16.3K so got hit with a charge of 163.93+GST. Almost ₹200 extra. RBI needs to fix this. Have already insulted RBI on...

Did no Fi user on this forum earn the ₹250 cashback reward using the Amazon trick? 🤐🤫 (which is now fixed btw)

The worst part is Tata Neu from HDFC is excluded in many offers yet they want us to spend ₹50K on it for lounge. 🤡

Is your wife working? Already has other bank credit cards?

Yes Zomato offer has disappeared on May 1st for ZET Magnet SBM credit card :( Now only Swiggy and Magicpin offers left that are good. Would rather have a card with less merchant offers but consistent

Zomato offer has disappeared on May 1st for ZET Magnet SBM credit card :( Now only Swiggy and Magicpin offers left that are good

This Gold X BOB Uni looks very much like my old NX Wave SBM Bank Uni and quite different from the Yes Bank Uni NX Wave. I like the look more than the Yes Bank Uni card which looks like my old Uni Pay 1/3rd credit line card. But in SBM also if you customized the colors and choose grey or some...

But does it matter RuPay Platinum or Select if true RuPay Select benefits aren't given on Sapphiro like OTT, Spa etc?

It depends. Here's the accounts I opened online: HDFC SavingsMax, Speciale Gold: Great service at branch, great online customer care Axis Liberty: Terrible service at branch, great online customer care ICICI Insta Save account: Terrible service at branch, great online customer care BOB...

Thank you for your continued support of us cheating you with misleading terms and conditions yet again. 😁Our endeavour has always been to provide you with a surprise undisclosed change in Terms and conditions every time so you can never get what we claimed. 50000 coins can be redeemed as cash...

For a long time, 1mg was the best via Kotak debit card discount. That ended a while ago. Now PharmEasy+SmartBuy+Swiggy or DBS giving best discounts

No idea but given how this same verification call comes for repeated MANUAL debit card txns, my guess is auto pay will fail as the txns will be declined. Btw auto pay at 6 AM is a bad idea. I am going to rant about it on Twitter. They should do within working hours. Auto pay=Disturbed sleep for ₹750

So Autopay has happened for me. Amount debited from my bank account. I said yes for the verification call at 6 AM. Amounts credited to the respective credit cards. But my total amount only 42K not 75K.. my question is can I somehow remove it now and make it pay again? Since outstanding on those...

Reward points credited only around statement generation

Not that I am blaming you or anything but all banks are deceitful about credit card pricing so before activating the card, I make it a point to get an email confirmation always about card pricing and then only activate it. That being said, you have a strong case as you were not charged in the...

1 RP=₹0.18 confirmed, not ₹0.25 as RBL falsely claim and that too if you redeem for mobile recharge or something. That makes reward rate approx 3%. Don't forget the ₹99+GST fees every time you redeem so it's all cheating. Better to close this trash card

Oh that sucks then it means AXIS120 offer is broken on Secured (FD-backed) My Zone card. You should edit the title of the post to mention FD / Secured card and Visa card. BIN 451457 (unsecured My Zone Visa) working fine.