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Unlocked PDFs as in? Did you unlock the PDFs and then Print them seperately into an insecure PDF that could be used for upload? Make sure the PDF you are uploading does not ask for password at all whenyou try to open it. JPGs also work, but it would generate too many images from one bank...

In my case, the decision came on I think the next day itself or the one after, so it was pretty quick. Should only take a few days.

I meant using Sapphiro MC for backup. I'll satisfy the 5k/qtr criteria pretty easily with that. MRCC is more for regular spends where Amex is accepted.

Wow. Didn't know that. In that case I can just spend on my Amex MRCC and use Sapphiro MC for backup while using Sapphiro Amex for lounge (it has nice lounges). That way I can maximise rewards and optimise spending. Thanks.

My Sapphiro lounge access is safe...for now. I'm guessing this is soon to follow as this devaluation was only for cards with 1 access a quarter. Would this mean they'll ask for 35k on each Sapphiro version for dual variant later? That would make the dual variant MUCH worse than Visa.

Thanks for the help, guys. I was able to connect with Customer Care. Apparently the issue was that they weren't able to parse the PDFs of my Payslips, so I gave them JPEGs and it all went through and I have the card now. Pretty great card, even if I fucked up on Gyftr and bought an extra...

I'm uploading bank statement and payslips because that's what they asked for. Let's see. If I get the upload mail again, I'll call them and ask. Is there any place where I can check status of the application?

Hi Everyone, So I applied for the Amex MRCC card (through referral) on the evening of the 19th. I received a mail to upload documents after completing my vKYC as well. Does anyone know how long it takes for my aplication to be processed? I keep receiving mails to upload my income documents and...