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I have received below SMS from HDFC bank. Wish to use your Credit Card beyond the available limit? You're eligible for an over-limit facility on your HDFC Bank Credit Card xx2528. Enable Over-limit: Is it phishing?

That works. Thanks a lot @jayks for your advice. It's save a lot of time, specially when you have four add-on cards.

I have four add-on cards on HDFC Regalia credit card. I heard that you can only get two add-on cards on Infinia Metal credit card? Is that right?

My annual spending is around 7 to 8 lakhs.

I have received the upgrade offer from HDFC for Infinia Metal credit card. My only concern is that is it worth to upgrade from Regalia LTF to Infinia Metal credit card with Rs.12500 annual membership ?

Haven't got a chance yet. I will update the forum.

Does anyone have HDFC Infinia credit card metal edition Life Time Free ?

This is interesting. I will try it.

My card renewal is 03/24

Thanks for your suggestion gabu. I am not a big fan of Diners or Amex cards as they are not widely accepted as Visa and Mastercard.

We can set up Credit card PIN for primary card holder though netbanking log in instantly but to setup add-on card holder PIN HDFC bank sent physical PIN in post. The physical PIN came in post never works on ATM for setup. I have requested and received PIN in post 4 times and still unable to...

How to request HDFC bank for LFT Infinia card ? Anybody have LFT metal credit card?

I have been using Regalia for one and half years.

10L spend in year

Last year from 12L

Hi Guys, I have a HDFC VISA SIGN REGALIA INTL credit card with Rs.1452000 credit limit and lifetime free. I have received an upgrade offer of HDFC V INFINIA METAL CARD with the same credit limit and Rs.12500 annual fees. My Annual spending is around Rs.750000 Is it advisable to accept the...