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Thats because your spends in last 6 months are not enough. Min 8 - 9 L spends are required in last 6 months And also there are no LTF benchmarks. You will get paid card only even if you meet spend criteria Rest of things such as Imperia and 12+ banking years etc. do not matter in getting...

Crediting salary manually won't work. Transaction has to have a mention of company name Reach out to your RM and see if you can convince him to do something about corporate tie up. Sometimes it works out Axis system figures out non salary credit for 3 months and then downgrades accordingly...

I have simpliclick and it is not showing that option. Milestone hub is only showing for SBI cashback

That is not true. You can simply ignore it. Milestone is active from Card activation date. You can now check that date on the app itself. Click more on bottom navigation strip and click on milestone hub. Do the calculations based on this date for previous year and you will get the answer

I did two transactions just now... Both got failed and money was deducted... happened for the fist time with me... have been using freecharge since last one month. Points got credited instantly though ... hope the refund happens in 3-4 days

Good to know. Heard about 60L limit on ICICI credit card for the first time (non charge). More than 20L spends will get you 35k worth of vouchers (Taj, Luxe, Postcard hotels) on renewal fees payment. For 35L you can call and negotiate for more. You can call anytime, but better to call before...

Has anyone used Freecharge for 60-70K+ value transactions? I used for 3k today and it worked fine, but I have upcoming bills of 2-3L towards end of month

You can check this on Axis bank app itself in Atlas rewards and benefits section

Short answer - No. No is also due to the fact that you are asking this question Detailed answer - depends on your smartbuy voucher usage it is 5x on Infinia vs 3x on DCB... do the math yourself and you will get answer. Also limit of Infinia smartbuy is higher Other considerations - Infinia...

I am maintaining much more than required MAB, still got the email yesterday. Wealth account

Why do you want to avoid Infinia? It is the best card for these spends you have mentioned Do both spends on Infinia … single spend on gold and 2.5l split into 1.5 and 1 for Insurance Other good option is Amex Plat Travel which u don't have

Agree with @Anindya98 - There are people with 40-50K MAB and earning 50K points per month via DC cc bill pay... lot of times, they pay cc bills of friends relatives etc. to reach close to 50k per month points. Bank is not wrong in blocking such users to be honest. Demanding ITRs is fine, since...

080 T1 at Bangalore accepts Infinia... I use it every time... If you have doubts, please check dreamfolks web access by adding Infinia and lounge will show up... Yes jumping to conclusions without verifying

Atlas has 2 extra exclusions ... Insurance and Jewellery... Rest all exclusions are same. IDFC DC is good suggestion, especially wealth DC... however IDFC CCs are only noise, not much use

First year on Atlas is 8 international lounge visits irrespective of spends.... second year onwards it is 8 if spends cross 7.5. Below 7.5 it is 4 visits

Atlas has guest access... It is actually better card for guest access.. In the initial years, Atlas offers 8 international lounge accesses, which effectively makes 4 guest access if you travel 4 times, or even 7 guess access if you travel once. Magnus also has only 4 guest accesses Infinia is...

Hmm... let wait for another month to conclude... they might do adjustments also during next month billing cycle

Don't depend on any guides... pls do your research by searching Axis Axis Atlas on this forum and visiting the threads. Also you can refer to some latest youtube videos from channels such as spendwisely, cardacademy etc. In general, use card everywhere to get 4% mile returns ... use on direct...

Except Infinia, most of other cards you have are little useless, may be with exception of Amazon Pay and FK Axis (both of which can be replaced by SBI Cashback) Axis Atlas is definitely one card that will fit your goals, along with it Amex Plat Travel is good (not the trifecta... I personally...

Before this, it was there in 2019 and then directly in 2025. Although in 2019 it was 10x and it was 5x now