UNI now shows new interface when making payments( card details page), not sure if they have changed only the UI or the MCC as well noticed it today. It was the old UI until 26th
DCB is a good card even if you pay joining fee. If u use smartbuy properly, u can recover fees easily and of course it has milestone benefit. Do not take i repeat do not take lower variant cards, its a nightmare to upgrade it. HDFC does no give upgrades easily. If u dont want to take DCB now...
You can try AU Zenith+, 1% markup & 2% return + milestone benefit monthly. You can redeem joining & annual fees for Apay voucher. Only gst + redemption fees to be paid