I m getting ltf biz groww offer in hdfc with 1.48lac limit and 3250rs Amazon voucher.
But I don't have any business ,
My account is 6 months old and I selected student in occupation.
Should I take the card now? Can I upgrade it to any other personal creditcard in future?
You can apply as a Salaried or self-employed person with a salary of 6LPA. If you have a good CIBIL history, then they might not ask for the salary/ITR documents.
However, you will require good credit discipline (So think twice before applying).
amex referral -...
I don't have a CC with Indusind. Only with HDFC ICICI Federal & Kotak. Has anyone applied for IndusInd CC on a C2C basis recently? Read a mix of indusind aren't taking C2C anymore while others are getting it done offline. I opened by Indie Megastar account in June 2024 with 2L FD.
Has anyone...
Donald Trump says Brazil’s payments system "Pix" unfairly discriminates against US Visa/MasterCard creditcard companies:
Brazil rallies to defend much-loved payment system from Donald Trump’s attack
US president says the country’s popular Pix system unfairly discriminates against US...
Diverse credit mix means better score. Early on it doesn't matter. Both will "build" same credit history.
1st thing he should do is check if his college is eligible for diners millenia under student offer. Not sure diners millenia offer is still open or not (some are saying diners...
Exactly , the entire web page feels like it was done by some intern who wanted to make a those fake blog posts about how you can get a creditcard as a student
If it's rejected u can apply for the same after 6 months
Try for hdfc swiggy card or if u have their savings acc wait for pre appr offer
In hdfc taking core card first would be a good practice
As u r a student, try to apply for co branded cards like flipkart axis googlepay ace cc, apay cc...
I have cibil 715.Have only 4 loans from cibil builder programe.
I have no income proof.
Please suggest me in which bank should I open a savings account to get pre-approved creditcard/personal loan.
hdfc or axis or anything..can afford 10k mab
I guess my occupation is indeed student in hdfc with income of 50-1lac and pocket money.
Any way to change it online? Will file itr of 6L+ due to high transaction amounts. (edit: found option to change occupation and source and residence type, but couldn't change income, found this web...
I got this select card to start my credit journey as well as a student. You think it was a good idea.
Also, did you try enabling ecomm trnx before using the UPI? I haven't received the card yet, but have been using upi since day 1, no issues and claimed cult fit as well.
Hello
Let me first tell you my situation, i applied apay icici card 6 months ago and it got rejected 2 days after vkyc dont know reason they havent disclosed even after many follow ups
Anyways, yesterday apply now button again appeared but i am a student i dont have an office email and office...
I am student and I already have 771 cibil so I applied for kiwi but got rejected forcreditcard so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's...
Actually while i opened the account, I filled my occupation with self employed.
Because this account was opened at the time of physical kyc when I applied for the creditcard.
There was a news last month about banks slowing down issuing new creditcards. It mentioned creditcards default rate was very high.
Banks are proactive, they continue to assess risks and take control of the things that are eating into their profits - in this case high credit exposure to credit...
LOL, Tide is normal prepaid card nothing else.
Business is fuzz word to promote and get funds from investors.
Normal students or salary employees get business creditcard from HDFC bank
HDFC bank also blocked your business creditcard, if you use for business transaction
Tide 3.5% cashback...
Ok. I am already earning by teaching students. Also will file 4.5L ITR this year for income only from stk market. But I think income from stocks are not eligible for cc application. My problem is that I can't put a fake job or office address as it will be illegal if they do physical...