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krishc

krishc

TF Ace From Kolkata
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  • krishc
    Received the following message :
    Dear MR. KRIS.... C....: we have registered your KYC details with Central KYC Registry vide No xyzhahhsja towards your Application number xxxxabcd applied for RC with IDFC FIRST Bank in association with our Digital Partner - FLIPKART. This message is for reference purpose only - IDFC FIRST Bank

    Anyone got any idea what this is about as I've not applied for anything via either flipkart or IDFC First bank !!
    praful47
    praful47
    Pay later ?
    krishc
    krishc
    never applied for that
    krishc
    Anyone here knows any toll free number to contact lotak 811 customer care ? Account opening application is under review since 2 days and all the support numbers I can find airtel is not allowing without separate recharge even though I have unlimited plan.
    • Like
    Reactions: Aniket
    View previous comments…
    I
    InfamousInfamous is verified member.
    @desiviru what kind of sorcery is going on now 🤣
    D
    desiviru
    @Infamous Harry Potter type Sorcery with Digital stone patching or devaluing almost everything. @Dobbiee may want to have a say for your query.

    Real reason is greed at end of businesses who attracted cow with green grass aka customers and now want to milk them.
    krishc
    krishc
    Lotak customer support saying my pincode is not serviceable for 811, but the application they're not able to close.
    Don't understand this bullshit, even SFBs are serviceable here (I live in a suburb of metro city with metro area pincode only).
    I even have credit cards from the likes of StanC, AmEx, RBL, Yes etc who usually cause problem with pincode not serviceable issue.
    krishc
    AU Cardholders - have your CIBIL entries been updated by AU Bank post 31/05/24 ?
    It's been a month since June End but they haven't updated for me yet, before it used to happen in 15-16 days !!
    • Hehe
    • Like
    Reactions: shrewdoc and Tejo
    View previous comments…
    Sudip
    Sudip
    I've card since December 2023 and Au bank card is not seen in CIBIL report.
    Didn't bother later thinking over-leverage won't happen since my overall credit limit might be less and I can apply other cards. Am I thinking right?
    akshayhs
    akshayhs
    Edit: Updated last on 31/05 for me
    krishc
    krishc
    @Sudip IMO it's better to keep banks records in CIBIL as correct as possible. You never know what kind of a*spull they might do to ruin your score.
    • Like
    Reactions: Sudip
    krishc
    Is it possible to convert a paid card into LTF if it was applied through CashKaro with high bonuses?? Having this doubt if banks really treat cardholders acquired from these sources differently than those acquired from their own network??
    krishc
    RBI imposes fine on all 4 credit bureaus: CIBIL,Equifax,Experian & CRIF

    #RBI states that credit information data maintained by the 4 bureaus was not accurate or complete.

    “Even after complaints received from borrowers,information was not corrected even after 30 days rule”
    krishc
    Is there any way to open the Standard Chartered Basic Savings account online ?
    View previous comments…
    DrSaichand
    DrSaichand
    Basic SB Acc. NO. And Saving account Yes, drop in a query in their website and they will call you back and after the call they will send you a link on your email to complete vkyc.
    • Like
    Reactions: krishc
    DrSaichand
    DrSaichand
    . I opened it that way and its been a year. But trust me its not worth it as min. 25,000 is required to be kept in your account all the time and services are okish. For that same 25,000 MAB you will get great accounts in HDFC, IndusInd & Axis. Also branch network is too small
    • Like
    Reactions: krishc
    Consultant
    Consultant
    If I may ask, why are your considering SC ? Ultimate in any way is a paid card. They will never offer it for free. Any other reasons?
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