Thanks everyone for a great year. I learnt a lot from the last 12+ months than what I had learned in the previous 10+ years. Of course, outside of banking too, I grew up as a better person since joined, thanks to people who trolled me, provided criticism that only shaped me to where I am. Still a long way to go. I may not be as much active as I used to. I will still check TF community from time to time like checking my HDFC Millennia DC rewards every few hours, every day, every month, until it arrives. 😝