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Recent content by Mr. Bean

  1. Mr. Bean

    got message for rupay cc when I don't have one.

    Btw, I have three RuPay CCs (from two diff numbers), but never got this survey in either number. :grinning-face-with-smiling-eyes: Anyway, as I said, it could be a mistake from NPCI. It might take a few days/months for the card to be reported to credit bureaus (CIBIL, etc). However, I don't...
  2. Mr. Bean

    RSDC is the new fad

    You could have created a poll with this thread.
  3. Mr. Bean

    Shadow-Banned by My HDFC Ex-RM or Just Bank Bullsh*t

    Locked the thread temporarily as the discussion went off-topic leading to misunderstandings and what not. @Donald J. Trump When you have done your president duties for the day, please let a mod know (via DM) if you need any further info regarding your original query. Otherwise, let's keep it...
  4. Mr. Bean

    Cheapest option to buy Amazon Prime annual membership

    Locking the thread as it is becoming a target to trade without RML. @vijay241 As mentioned by @6ix9ine , please visit the following thread to know more about RML membership and then contact TechnoFino ...
  5. Mr. Bean

    I was an avid reader in my 20's. Some words, sentences, paragraphs, or even the whole chapter...

    I was an avid reader in my 20's. Some words, sentences, paragraphs, or even the whole chapter stuck in my mind and made powerful impacts in my life. Sharing some of them here just to encourage reading books. I don't remember which book contained the above sentence, though.
  6. Mr. Bean

    Start with the end in mind! Ex: If you want to lead a healthy life in your 80's, start working...

    Start with the end in mind! Ex: If you want to lead a healthy life in your 80's, start working on your health (including mental health) now. 8
  7. Mr. Bean

    Savings Account Interest Rates across Banks - Updated October 2024

    All banks are safe. But, please do not put all your eggs in one basket. Also, if you care about freezing, then go with a bank that has a nearby physical branch.
  8. Mr. Bean

    I am Once again looking for a Perfect UPI App - Query & Discussion

    Unfortunately, there is no app without an issue. You may keep using CRED, but just double-check the settlements. I have limited number of CCs. So, I don't use an app for bill payments or reminders. Currently, I mainly use HDFC SmartPay.
  9. Mr. Bean

    I am Once again looking for a Perfect UPI App - Query & Discussion

    As an UPI app, it is okay. But, for other things (such as CC payment), there is only one (main) issue with CRED. Filing a complaint (for any issue) in RBI Ombudsman is impossible as CRED (or Dreamplug Technologies Pvt Ltd) isn't available in the list of registered entities in RBIO site (at least...
  10. Mr. Bean

    Rupay select lakme vouchers

    If anyone wants to giveaway their voucher or coupon, please create your own thread. This thread has become a target for spam in recent times. So, locking this thread.
  11. Mr. Bean

    Is this really Pre-Approved??

    Are you going to apply through PayTM? In this case, no. Apply directly via ICICI (or any bank of your choice). An FD based secured credit card doesn't need a third-party (such as PayTM). In general, banks won't issue an unsecured CC on 18. There are always some exceptions, though. Just search...
  12. Mr. Bean

    Credit Card Bill Payment By HDFC Smart Pay & Get 5%

    Only if the failure is due to insufficient balance. Only for HDFC DC.
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