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SBI SIMPLY CLICK

maheshspanicker

TF Premier
SBI Cards rewards are effectively useless so long as you are using other cards. Can be used when they give some discount offers, but then they will take away the credited points for any such transactions. Don't even have a system not to credit the points in the first place. They'll first credit the points, and then one random day, the points will be taken away. If you end up redeeming the points in between, then they'll add a charge to your card on some random day again. On top of that, you need at least 2000 points to redeem, an can redeem only in multiple of 2000 or 2500. The points are valid for 2 years only. So its hard to really accumulate points on the card, so best is to just forget the reward points, focus on the discount offers you may get, and never opt for any payed option from SBI, perhaps other than Cashback SBI Card which usually do not give those discount offers. Simply Click isn't worth it unless its LTF...
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
SBI Cards rewards are effectively useless so long as you are using other cards. Can be used when they give some discount offers, but then they will take away the credited points for any such transactions. Don't even have a system not to credit the points in the first place. They'll first credit the points, and then one random day, the points will be taken away. If you end up redeeming the points in between, then they'll add a charge to your card on some random day again. On top of that, you need at least 2000 points to redeem, an can redeem only in multiple of 2000 or 2500. The points are valid for 2 years only. So its hard to really accumulate points on the card, so best is to just forget the reward points, focus on the discount offers you may get, and never opt for any payed option from SBI, perhaps other than Cashback SBI Card which usually do not give those discount offers. Simply Click isn't worth it unless its LTF...
Good sum up
 
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