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ICICI Emerald Metal LTF & DCB Metal LTF

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violetevergarden

violetevergarden

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After failed attempts to get my hands on Emarald metal LTF, I am planning to go for paid version only ( for my card collection) since annual fees will be mostly recovered via redeeming via vouchers. Any of you has any idea is it possible to get LTF? Also how many of you have got the Emarald Metal (paid or LTF both).

Why am I still optimistic about getting this card LTF despite bank officials saying on face that LTF is not possible? Because HDFC bank officials said LTF DCB Metal is also not possible. But after some effort I managed too get DCB metal LTF.
 
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Pravas said:
No such conditions other than having a wealth salary account for 12 years and good salary credit.
They are not agreeing on LTF so I have asked for 5L spending limit for fee waiver which is under approval process.
Click to expand...
Thanks for the reply! Can your contact get me the card even on paid basis? Pls ask them if you can share their contact in the DM.
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rohitsinha said:
After failed attempts to get my hands on Emarald metal LTF, I am planning to go for paid version only ( for my card collection) since annual fees will be mostly recovered via redeeming via vouchers. Any of you has any idea is it possible to get LTF? Also how many of you have got the Emarald Metal (paid or LTF both).

Why am I still optimistic about getting this card LTF despite bank officials saying on face that LTF is not possible? Because HDFC bank officials said LTF DCB Metal is also not possible. But after some effort I managed too get DCB metal LTF.
Click to expand...
Not many got emeralde metal paid.
Haven’t seen anyone who got it LTF..

Yes, anything is possible in the finance world.. Moolah speaks !!
 
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S S V said:
Not many got emeralde metal paid.
Haven’t seen anyone who got it LTF..

Yes, anything is possible in the finance world.. Moolah speaks !!
Click to expand...
In fact I have not heard anyone get DCB Metal LTF too... but it's possible coz I got it 😛 Let's hope same miracle with ICICI. One thing I noticed, ICICI really thinks this card is as good as Infinia. I mean it's like Delusion Pro Max
 
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rohitsinha said:
In fact I have not heard anyone get DCB Metal LTF too... but it's possible coz I got it 😛 Let's hope same miracle with ICICI. One thing I noticed, ICICI really thinks this card is as good as Infinia. I mean it's like Delusion Pro Max
Click to expand...
I have got Infinia Metal LTF..
Have you heard this before??
There are something’s we don’t hear frequently doesn’t necessarily mean they won’t happen
 
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rohitsinha said:
HDFC

HDFC still listens to customers and makes exception.. but ICICI? I mean their majority cards are next level trash.. still they manage to keep their egos high
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They don't make exceptions for LTF metal dcb and infinias recently. Very rarely see dcb metal LTF cases and only one infinia metal LTF recently.
 
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CardGame said:
Your story on getting DCB metal LTF. Hopefully you will find some time or just a short pointers on timelines of what happened
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I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.
 
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rohitsinha said:
I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.
Click to expand...
Oh it's a salary account of your wife's?
 
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rohitsinha said:
I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.
Click to expand...
Excellent job.. well done
 
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What's interesting is that another branch in same city said LTF DCB is not possible at all. So it all depends on branch to branch in HDFC. You need to find "the guy" for your job. I can refer him if you want.
But all the branch of ICICI are trash 😛
 
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rohitsinha said:
What's interesting is that another branch in same city said LTF DCB is not possible at all. So it all depends on branch to branch in HDFC. You need to find "the guy" for your job. I can refer him if you want.
But all the branch of ICICI are trash 😛
Click to expand...
Like your guy in HDFC, there are still few in ICICI who does the job but they needs substantial NRV to make the call. Your guy was a gem. Will DM you
 
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