CREDIT CARD BILL PAYMENT BY DEBIT CARD - IDFC

[anu29]

UPDATES ON IDFC DEBIT CARD ---


Update as on >> 22-08 -25

IDFC Started allowing bill payments through Rupay Debit card on STANDARD CHARTERED bbps , AXIS bbps - But rp are not getting credited instantly

AS per 2nd AUG transaction's MCC - THESE transactions are eligible , but for today - I will update SOON On this thread .


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AS ON >> 21-08 -25 >> IDFC stopped giving rp on Phone Pay also.


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[HumorSimpson]

Is zavo allowing idfc visa dc for cc payments ?

 

[anu29]

Is zavo allowing idfc visa dc for cc payments ?

currently IDFC is not allowing AXIS , ZAVO , STANCH ..... Due to recent complaints against the banks . Soon we will get updates on this . IDFC is stopping the transaction . you can notice the same gateway across all three merchants .

 

[HumorSimpson]

currently IDFC is not allowing AXIS , ZAVO , STANCH ..... Due to recent complaints against the banks . Soon we will get updates on this . IDFC is stopping the transaction . you can notice the same gateway across all three merchants .

you lost me . Your 1st post shows those apps eligible ?

 

[anu29]

you lost me . Your 1st post shows those apps eligible ?

App Mcc's are eligible but you can't do transactions right now .

 

[HumorSimpson]

App Mcc's are eligible but you can't do transactions right now .

Better explain clearly in the first post.

 

[ragveer]

Did a transaction with IDFC Wealth Visa Debit Card on PhonePe

MCC: PhonePe Private limited (App Screen)
SMS: PHONEPE PR

received "ZERO" rewards

 

[anu29]

Did a transaction with IDFC Wealth Visa Debit Card on PhonePe

MCC: PhonePe Private limited (App Screen)
SMS: PhonePe Pr

received "ZERO" rewards

done with same merchant name 10 min ago - got rp instantly .

 

[ragveer]

done @ 12-08-25 20:48:49 didnt receive any points

 

[anu29]

Getting on this

 

[anu29]

Not getting on this .

 

[anu29]

done @ 12-08-25 20:48:49 didnt receive any points

check it ....

 

[ragveer]

check it ....

XXXXX is the OTP for your transaction with PHONEPE PR for INR XXXX using IDFC FIRST Bank debit card ending XXXX. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888


No Rewards

 

[anu29]

XXXXX is the OTP for your transaction with PHONEPE PR for INR 68518.66 using IDFC FIRST Bank debit card ending XXXX. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888


No Rewards

SEE ONLY TWO ARE GETTING RP - VERIFIED

 

[anu29]

Is zavo allowing idfc visa dc for cc payments ?

WHEN the hell.. ZAVO is allowing visa cards for payments .

 

[HumorSimpson]

WHEN the hell.. ZAVO is allowing visa cards for payments .

Your first post makes one think so. Please remove confusing statements

 

[anu29]

Your first post makes one think so. Please remove confusing statements

Even a newbee in the cc community know that much ...

 

[Loki_Fino]

UPDATES ON IDFC DEBIT CARD ---

Phonepay Private Limited - getting rp instantly . ( remember this is not all caps ) - only on visa debit card )
www.phonepay.com - getting rp instantly. ( only on visa debit card )

rest all merchants - no rp points .

amount less than equal 2000 - 0.3 % charges .
amount greater than 2000 - 0.6 % charges .


---- Few days back I have tried Stand chart cc bill payment , zavo , savesage and pice .

MCC for
Stan-char - 5413 - Eligible - rp will get after 14 days
Save Sage -8931 - Eligible - " " " " " "
zavo - 5413 - Eligible - " " " " " "
pice - 6051 - Not Eligible


Screenshots attached ::

It was for August 2 hence it's not upto date now and MCC codes might changed post 4th August and ask for recent transactions.

 

[anu29]

It was for August 2 hence it's not upto date now and MCC codes might changed post 4th August and ask for recent transactions.

After that IDFC BLOCKED that Payment gateway transactions as off now .

 

[Loki_Fino]

After that IDFC BLOCKED that Payment gateway transactions as off now .

Savesage it's still open but no rewards.