the.avhishek
TF Premier
Kotak Cashback+ Credit Card 💳
✨ 5% cashback on online food delivery, groceries & entertainment
⛽ 3% cashback on fuel spends
⚠️ Cashback on accelerated spends is capped at 500 points per billing cycle
- Cashback is awarded based on the Merchant Category Code (MCC)
- 1 reward point = ₹1, earned only in multiples of ₹1
- Unclaimed cashback expires after 1 year
💰 0.5% unlimited cashback on all other eligible transactions
🚗 1% fuel surcharge waiver (up to ₹3,500 per anniversary year)
💵 Joining Fee: ₹750
🔁 Annual Fee: ₹750
Auto Disbursement of Cashback during Card Upgrade scenario :
- From other card to Cashback+ Card upgrade case : The outstanding Reward Points/Miles/White pass in the old card account will be posted in new Cashback+ card account in the form of equivalent reward points, with value as per old card point rate
- From Cashback+ to Other Card upgrade case : The outstanding Reward Points in the Cashback+ account will be posted in new Kotak card account in the form of equivalent Reward Points/Miles/White pass, with value as per Cashback+ card reward point rate
How to Redeem Your Cashback on the Kotak Rewards Platform 💰
- Open the Kotak Rewards Platform
- Tap the menu (☰) icon on the top left and select “Login”
- Enter your CRN and click “Get OTP”
- Enter the OTP received on your registered mobile number and email, then click “Submit”
- In the “Card Type” dropdown, select “Credit Card”
- Choose your Cashback+ Card from the “Card Number” dropdown
- Enter the number of Reward Points you wish to redeem
- Accept the Terms & Conditions and click “Submit”
💸 1 Point = ₹1
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