Roarbank RuPay Credit Card by Unity SFB - Cashback of up to 20% (Live Now)

[the.avhishek]

Introducing the Roarbank Card – One Card, All Power! 🖤✨

Say hello to a sleek black RuPay card that combines Credit Card + Savings Account + UPI — all in one powerful card, backed by Unity Small Finance Bank.

🔓 Free to get – no hidden charges, no delivery fees
💳 Credit limit up to ₹1.5L with 62-day interest-free period
🎉 Up to 20% cashback across everyday categories
💸 Free payments & transfers to cards, mobiles, and utilities
⚡ Fast & simple app to manage everything
🧑‍💼 Real human support – no bots!


Category-wise Cashback:

• 1% on Utilities & Mobile Top-ups
• 1.5% on Petrol, Services & Groceries
• 5% on Cafes, Restaurants & Clothing
• 20% on Pets & Movies 🎥🐾

🛍️ Choose 2 categories yourself, and 2 will be auto-assigned monthly.


💡 Roarbank Highlights:

• One stylish RuPay card for Credit, UPI & Savings
• Roarbank app is LIVE – easy control at your fingertips
• Backed by Unity SFB for trust & security

Ready to Roar? 🦁💳
Manage money smarter, spend with style, and earn big rewards — all in one card.

Android Link
iOS Link



🦁 Roar Bank Credit Card – Supported MCC Categories
(As confirmed by Roar WhatsApp Customer Support)

👗 Clothing
5137, 5139
5611, 5621, 5631, 5641
5651, 5655, 5661
5681, 5691, 5697, 5698, 5699
7251, 7296
5931 (Shoe Stores)
5948 (Luggage & Leather Goods)
5949 (Fabric & Sewing Stores)

🍽️ Cafes & Restaurants
5811 (Caterers)
5812 (Full-Service Restaurants)
5813 (Bars & Pubs)
5814 (Fast Food Restaurants)

🎬 Movies
7829 (Motion Picture Production & Distribution)
7832 (Cinema Tickets)
7841 (Video Entertainment Services)

🐾 Pet Services:
7420 (Veterinary Services & Pet Care)

🛒 Grocery Stores:
5411 (Supermarkets & Grocery Stores)

🚕 Mobility & Taxi Services:
4121 (Taxi & Ride-Sharing Services)

 

[Mruseless]

why

why they will call me?

Transaction confirmation call

 

[Rebel]

Transaction confirmation call

no, transferred total of 1900 in 3 txn (received grocery 2% cashback)

 

[msureshuh]

The limits vary depending on your KYC (Know Your Customer) status. Here are the details:

For PAN-Based KYC:
- Wallet Holding Limit: ₹10,000 (per transaction, monthly, and yearly)
- Loading on Wallet: ₹10,000 (monthly), ₹1,20,000 (yearly)
- Spending on Wallet: ₹10,000 (per transaction), ₹1,20,000 (yearly)

For Bank-Based KYC:
- Wallet Holding Limit: ₹2,00,000 (per transaction, monthly, and yearly)
- Loading on Wallet: ₹2,00,000 (monthly), ₹5,00,000 (yearly)
- Spending on Wallet: ₹2,00,000 (per transaction), ₹10,00,000 (yearly)
- Wallet to Account Limit: ₹50,000 (per beneficiary per month); 1,50,000 (per month total); ₹10,00,000 (yearly)

To view your daily, monthly, and yearly add & spend limits, log in to the PayZapp app and go to ‘KYC Status’ under the 'Menu icon' in the top-left corner of the home page

I already loaded 4.45L, So now I can load only 55k upto DEC. Isn't it? Mine is Full KYC account.

 

[kgaurav00]

I already loaded 4.45L, So now I can load only 55k upto DEC. Isn't it? Mine is Full KYC account.

Financial Year count April to March..

 

[Akash.nagori]

Use cred... 👍

Thanks it worked

 

[msureshuh]

Is there any cashback on UPI payment?

 

[tharun]

Is there any cashback on UPI payment?

Yes , if it's your selected category

 

[msureshuh]

Yes , if it's your selected category

What should we select for daily UPI like vegetables? Most of them have personal UPI.

 

[tharun]

daily UPI like vegetables? Most of them have personal UPI.

All of them which enables rupay credit card will be divided into category and just select the category which suits you.

Even small amount like ₹10 is giving cashback for UPI or card payment

 

[msureshuh]

One more update you can add money in payzap via roarbank card free of cost.... 5000 limit within 4 hour after that monthly 2lakh as you know payzap annoce charge from next month so if some one literally needs money can transfer.

Isn't wallet to bank limit 1.5 per month?

 

[shashankverma]

UPI payment using Roar Card is now active.
Was able to set pin on Cred.

 

[kgaurav00]

Cheking Experian Report and found Roar Bank credit card reported as NAVI FINSERV LIMITED.

 

[BeingIncogBeingIncog is verified member.]

Cheking Experian Report and found Roar Bank credit card reported as NAVI FINSERV LIMITED.View attachment 102625

That maybe something else, check with Experian or account number should be same as savings account number.

 

[BeingIncogBeingIncog is verified member.]

Ignore above post please.

WHAT A SHITTY FINANCIAL INSTITUTION THIS SADELA SADAKCHAAP ROADBANK IT IS.

LIKE WHAT ACTUALL FCUK.

RBI SHOULD TAKE AWAY BANKING LICENCE OR SOMETHING.

I'M FURIOUS.

 

[tharun]

Cheking Experian Report and found Roar Bank credit card reported as NAVI FINSERV LIMITED.

Just now i checked in WhatsApp Experian and it showed the same for me too

Should we contact Experian for change or will they correct themselves

 

[kgaurav00]

That maybe something else, check with Experian or account number should be same as savings account number.

Account last for digit sams as Unity Saving account, may be its Experian Side error need to raise dispute??

 

[kgaurav00]

Just now i checked in WhatsApp Experian and it showed the same for me too

Should we contact Experian for change or will they correct themselves

I talked to Roar Bank customer care and believe call connect in first go. They also told credit card issued by Unity small finance bank.

 

[kgaurav00]

Ignore above post please.

WHAT A SHITTY FINANCIAL INSTITUTION THIS SADELA SADAKCHAAP ROADBANK IT IS.

LIKE WHAT ACTUALL FCUK.

RBI SHOULD TAKE AWAY BANKING LICENCE OR SOMETHING.

I'M FURIOUS.

Its Experian side issue not bank side, Navi Fintech Limited is NBF and its not power to issue credit card then how Experian named that NBF as Credit card issuer .

 

[Boy 07]

Its Experian side issue not bank side, Navi Fintech Limited is NBF and its not power to issue credit card then how Experian named that NBF as Credit card issuer .

Experian be like:Hmare yaha aisa hi hota he

 

[kgaurav00]

Experian be like:Hmare yaha aisa hi hota he

🤣🤣🤣 Just waiting for CIBIL once account reflecting in CIBIL then raise dispute..