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Secured CC suggestion

Arkapal Sen

TF Legend
Need a Secured CC where bank reports cibil as unsecured or normal credit card..
I have seen most banks or small bank fd cc reports cibil as secured credit card..so need to avoid that..
any suggestions??
currently targeting bob and canara , axis or sbi fd cc..
Edit and Note : i want to create fd cc for my sister..fd is max 40k..may be 50k max..
reqquirement : using for online disc and increase cibil score..
usage : only for online use like getting 10% instant disc in normal time (other than sales)
example : bob and canara cc gives 10% instant disc in amazon grocery , pharmacy and fresh every week..so FD cc of canara and bob will be helpful for me
LTF cc preffered..if not then chargable is ok for me
BUT.. UNSECURED credit card report should be there in cibil
 
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Need a Secured CC where bank reports cibil as unsecured or normal credit card..
I have seen most banks or small bank fd cc reports cibil as secured credit card..so need to avoid that..
any suggestions??
currently targeting bob and canara , axis or sbi fd cc..
You can try HDFC with bigger amount. They force you not to close the FD if higher variant card provided but the card is unsecured only.

Few people used to get HDFC DCB Metal with 10L FD. --> Mostly through RM.
 
RBL and Indusind report as unsecured but both are terrible and have no option to convert the card to unsecured later on.
 
You can try HDFC with bigger amount. They force you not to close the FD if higher variant card provided but the card is unsecured only.

Few people used to get HDFC DCB Metal with 10L FD. --> Mostly through RM.
bro edited the post..so u can reply as per the post now
 
thoda detail mein batao..add on kyu bole..and confirm kiska bro..thoda hum e bhi 2025 mein encyclo ka enlight kardo
I have applied canara cc few days back with add on, for my wife's CC image build up. I cannot share more than this at the moment. My card not approved yet.
 
i have heard bob does that..
AFAIK may be there is some customer of some bank with secured credit card who have it reported as unsecured, but these are either mistakes or their card have been made unsecured over time.

So don't fall for it.

If you need to built credit history for her it's not necessary to have unsecured card, in fact sequred card will be more helpful in that.

Make a high amount fd like 1L or above so that in future C2C is possible.
 
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