Roarbank RuPay Credit Card by Unity SFB - Cashback of up to 20% (Live Now)

[the.avhishek]

Introducing the Roarbank Card – One Card, All Power! 🖤✨

Say hello to a sleek black RuPay card that combines Credit Card + Savings Account + UPI — all in one powerful card, backed by Unity Small Finance Bank.

🔓 Free to get – no hidden charges, no delivery fees
💳 Credit limit up to ₹1.5L with 62-day interest-free period
🎉 Up to 20% cashback across everyday categories
💸 Free payments & transfers to cards, mobiles, and utilities
⚡ Fast & simple app to manage everything
🧑‍💼 Real human support – no bots!


Category-wise Cashback:

• 1% on Utilities & Mobile Top-ups
• 1.5% on Petrol, Services & Groceries
• 5% on Cafes, Restaurants & Clothing
• 20% on Pets & Movies 🎥🐾

🛍️ Choose 2 categories yourself, and 2 will be auto-assigned monthly.


💡 Roarbank Highlights:

• One stylish RuPay card for Credit, UPI & Savings
• Roarbank app is LIVE – easy control at your fingertips
• Backed by Unity SFB for trust & security

Ready to Roar? 🦁💳
Manage money smarter, spend with style, and earn big rewards — all in one card.

Android Link
iOS Link



🦁 Roar Bank Credit Card – Supported MCC Categories
(As confirmed by Roar WhatsApp Customer Support)

👗 Clothing
5137, 5139
5611, 5621, 5631, 5641
5651, 5655, 5661
5681, 5691, 5697, 5698, 5699
7251, 7296
5931 (Shoe Stores)
5948 (Luggage & Leather Goods)
5949 (Fabric & Sewing Stores)

🍽️ Cafes & Restaurants
5811 (Caterers)
5812 (Full-Service Restaurants)
5813 (Bars & Pubs)
5814 (Fast Food Restaurants)

🎬 Movies
7829 (Motion Picture Production & Distribution)
7832 (Cinema Tickets)
7841 (Video Entertainment Services)

🐾 Pet Services:
7420 (Veterinary Services & Pet Care)

🛒 Grocery Stores:
5411 (Supermarkets & Grocery Stores)

🚕 Mobility & Taxi Services:
4121 (Taxi & Ride-Sharing Services)

 

[BhaiyaJi]

Upto 20% means?

Where there is upto. its means minnimum possible reward. So 1% bhi mil sakta hai

 

[the.avhishek]

Where there is upto. its means minnimum possible reward. So 1% bhi mil sakta hai

Any utilities payments via Roarbank 1%
1% Mobile top-up
1.5% Petrol & service
1.5% Groceries
5% Cafes & restaurants
5% Clothing
20% Pets
20% Movies

Any two of these categories would be fixed for the month from our end. And you can select any two from the remaining categories.

 

[BhaiyaJi]

Any utilities payments via Roarbank 1%
1% Mobile top-up
1.5% Petrol & service
1.5% Groceries
5% Cafes & restaurants
5% Clothing
20% Pets
20% Movies

Any two of these categories would be fixed for the month from our end. And you can select any two from the remaining categories.

Not usefull reward structure IMO

 

[stoptomove]

Any utilities payments via Roarbank 1%
1% Mobile top-up
1.5% Petrol & service
1.5% Groceries
5% Cafes & restaurants
5% Clothing
20% Pets
20% Movies

Any two of these categories would be fixed for the month from our end. And you can select any two from the remaining categories.

Thx you saved me

 

[Boy 07]

SHIT not useful but cibil enquiry has been done for anaother waste card

 

[itzmycard]

Any utilities payments via Roarbank 1%
1% Mobile top-up
1.5% Petrol & service
1.5% Groceries
5% Cafes & restaurants
5% Clothing
20% Pets
20% Movies

Any two of these categories would be fixed for the month from our end. And you can select any two from the remaining categories.

if we can select groceries under 20% category every month then it can be a good option

 

[Abhishek012]

Roar, Pop, Kiwi ye kaisa nam hai bhai 🫠

Yeh Roar koi Brazil ki company hai. Saare Brazil k log khush ho rahe the 2-3 din pahele dekha tha, Roar bank ko India me launch kar k.

 

[itzmycard]

Yeh Roar koi Brazil ki company hai. Saare Brazil k log khush ho rahe the 2-3 din pahele dekha tha, Roar bank ko India me launch kar k.

few days ago there was a report that it is a Ukrainian company...

Check below link

Fintech Farm launches Roarbank in India

In just a few days, Ukrainian-founded Fintech Farm says its new neobank Roarbank received more than 100,000 registrations ahead of the launch - AIN

en.ain.ua

 

[Abhishek012]

few days ago there was a report that it is a Ukrainian company...

Shayad Ukraine-Russia war se bhag k Brazil chale gaye. 🤣🤣

 

[Strange]

CHOR-Bank

par isme tumhara bhi account hai na right?

kahi tumhare paise ko duba na de sabko cc deke.

 

[desiviru]

par isme tumhara bhi account hai na right?

kahi tumhare paise ko duba na de sabko cc deke.

5L hi hai with monthly interest payout. Ab recurring payment ka option aa gaya netbanking pe toh interest credit ke next day ka auto-out hota hai. Baki 5L secure hai under DICGC.

In coming days insurance will increase to 10L uske baad cumulative FD karenge without monthly interest payout. Abhi 2029 tak toh kahi ni jata. Apni FD 2027 tak hai. Uske baad ni karni.

Roar Bank is a different entity backed by Unity. So it's a different entity itself. Backing to ICICI bhi kuch SFB ko karta hai. Us se ICICI pe farq nahi padta.

 

[GURPS]

I applied for this card few hours ago and got 1.5 L limit. Now the VKYC is pending.
Is this card lifetime free with no joining fee?

 

[GURPS]

Monthly interest payout koi doosre bank mein deposit hota hai kya?

5L hi hai with monthly interest payout. Ab recurring payment ka option aa gaya netbanking pe toh interest credit ke next day ka auto-out hota hai. Baki 5L secure hai under DICGC.

 

[GURPS]

Was there a Cibil hit?

I got CIBIL Hit after 20 minutes of application submission.

 

[Tarun239]

I got CIBIL Hit after 20 minutes of application submission.

Congratulations for getting the card, mine still pending

 

[danish]

i also got a limit of 10 k did vkyc , how much time does it takes to get approved for v kyc

 

[desiviru]

Monthly interest payout koi doosre bank mein deposit hota hai kya?

Crediting in my Unity savings account on last day of month.

In case you don't have savings account with the bank you have FD in, then at time of FD account opening, they keep a cancel cheque of other bank and also fill up the details in form to create a standing instruction and it credits via NEFT to your that particular account.

I mostly open savings account also before creating FD for smooth flow.

As Unity was not having Reccuring txn feature which they have added this month to Internet Banking, I used to manually tfr to my HDFC Acc. using their App.

Now have put recurring txn SI in for 1st of month and auto-NEFT will happen for next 28 months.

 

[danish]

i also got a limit of 10 k did vkyc , how much time does it takes to get approved for v kyc

my vkyc was approved with in 10 minutes

 

[GURPS]

my vkyc was approved with in 10 minutes

Very good. Also, the card is LTF, right?

 

[Boy 07]

I don't know when they will update still showing this