Recent content by xfactcc

So, those businesses legitimately exist, yet cannot accept debit cards from bank's sides... so how will people transact for those services?

I received this email today, see the photo... Does this seem legit? Can a bank do that?

Epic comment here!

So no MAB charges meaning effectively a 0 bal account still?

Okay, thanks for the tip.

Hi everyone, I’ve been using the HDFC Tata Neu Plus Credit Card since 2022, and all this while I’ve been stuck with a credit limit of ₹51,000. Today, I received an offer to upgrade/increase the limit to ₹63,000, 23.5% increase. While it's a welcome change, it’s still quite low for my current...

On 29 March 2025 I added Rs. 11,000 via 'add money' on Indie app (by Indusind) via selecting Navi UPI app as UPI intermediar. Money was debited from my other IDFC bank and shown successful by Navi but not credited to Indie. After waiting for few hours I went to X and complained tagging all...

A staff sent me this. 👇 So the 0 mab seems to be gone after 31st March, she also said the same and sent this doc. Though as per circular wordings are vague, she said all other charges including DC are free. Mine is Pearl account (senior citizen women's) Leaving it here for y'all.

5k afik. Thanks.

Mention all of the above in good composition, then add 'if the RBI still considers the previous position inspite of it all then I'd humbly request that the 5k is given to me as cash in account as I do not have utilise Amazon's services, and I presume it shouldn't be extra burden for RE, as both...

I have airtel black postpaid in WB, Rs.707 for 40 mbps net + dish tv. Can I switch to prepaid? Anyone has experience or uses/switched prepaid? I have heard for Jiofiber, disconnection request, then telling their cc you want prepaid works, would it here? -Also, prepaid and postpaid tariffs...

Share an invite please

Not sure if anyone else has posted already, posting for your convenience: New changes in Fi Money: introduction of new tier Prime for all (not just salary holders), tier qualifying balance 1 lakh. Difference is 3% cashback, max Rs. 1000 cashback per month -compared to Infinite: 2% cashback, max...

Wasn't existing users also able to do this? E.g. hold Legend card, have Pinnacle with split-limit, open Exclusive singly or joint if already has account, then make it 0mab?

Opened account after reading the hype here. Preferred offline home visit, booked by calling 1800... number. Chosen branch staff called and insisted on IP cheque to proceed or asked me to open online. Ultimately dropped a mail to their CS, asking why IP cheque is mandatory and someone here...